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Chase CLI approval Question

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sdchrgrboy
Contributor

Chase CLI approval Question

Just wondering if anyone had a similar situation.  I called Chase to ask for a CLI on my CSP which is about 14 months old.  About a week lated I received a letter because they couldn't pull report due to freeze.  Unfroze the report and called the credit lending # on letter.  Put on hold whle they pulled report.  Lasy came back with an $11k increase approval.  That was Friday just before 7pm PST.  Logged into Chase after the call but not seeing the new limit reflected.  Called the back of card and was told they didn't see any mention or notes of an approval. Called back lending and was told they see it on the back end.but they may not see it on the front end  May take 24-48 hours to reflect online.  Logged in today and still don't see it.  Seeing that it was late Friday I thought it would be there by now.

The reason I ask is just about every other card it shows up right away and is refected online.  Anyone else have to wait for the new limit to show up?



$325k Total Limits, 4% Util
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joeaseer
Regular Contributor

Re: Chase CLI approval Question

This is a good question, I've only gotten two CLI's from Chase. The first one was 1k and at the time felt like a waste of an HP. This did change my lowest card from .5k to 1.5k CL, this change happened pretty much right away. The next increase was a surprise 2.5k auto CLI on the same card (Chase Freedom).

This happened 3 days after I was approved for the Chase Sapphire Preferred. This changed my Chase Freedom limit to 4k, which was a decent limit compared to all my other cards. Basically it just might take 3 days for your new credit limit to show up.

It's now been 5 days since your post, so if it hasn't changed by now, then something is wrong.

EQ Score: 784 | TU Score: 758 | EX Score: 760 | Goal Score: 800+
INQ = TU: 1 | EQ: 0 | EX: 4
Utilization: 0% usually or at most 1% - 3%.
Amex BCE (Approved: 11/2015): $24k ($6k SL) | Discover IT (Approved: 07/2015): $16k ($1k SL)
Citi DC WEMC (Approved: 07/2016): $14.5k ($4.6k SL) | Chase SR (Approved: 01/2017): $11k
Chase Freedom Unlimited (Approved: 07/2016): $7.5k | Chase Freedom (Approved: 12/2014): $5k ($500 SL)
Citi Simplicity (Aprroved: 07/2018): $4.5k | Total CL: $82.5k
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