Chase CSP offer in account - take it or wait?

[Anonymous]

Ummm that would depend on the bonus being offered...is it 60k? If that's the case, i would wait for the scores to go higher and wait on the 100k offer on the CSR.  That's just me :-)

If the offer is there, they must see something on your profile they like, so in that regard, go for it.  A trick i've done before when applying for two cards, fill out the applications on both, submit one then immediately go the other tab and submit the second one.

Good luck!

[Anonymous]

OP, can you give some data points so we can get a better idea of whether it’s a good idea to apply now? I was recently approved for a CSP in March with not so great scores. It was probably due to my history with Chase. 

[Anonymous]

My final comment on this topic.  You are incorrect; since August 2017 new applicants for Sapphire cards are not permitted to have more than one.  Those  cardholders who had more than one Sapphire card before August 2017 were "grandfathered" in and are not affected by the change.

Chase Memo: Customers Can Only Get One Sapphire Card

Also, the offer details for both the CSP and CSR clearly state:  "The product is not available to either (i) current cardmembers of any Sapphire credit card" meaning that once you're approved for one you're now a "current cardmember" and you would not be approved for the other.

[Anonymous]

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@Anonymous

Also, the offer details for both the CSP and CSR clearly state:  "The product is not available to either (i) current cardmembers of any Sapphire credit card" meaning that once you're approved for one you're now a "current cardmember" and you would not be approved for the other.

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Even if you close the CSP? What if you had the CSP and PC to Freedom? will one then be eligible to apply for CSR?

[Anonymous]

You can product change from a CSP to CSR and vice versa if eligible but you will not get another UR bonus.

"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 24 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."

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@Anonymous wrote:

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@Anonymous

Also, the offer details for both the CSP and CSR clearly state:  "The product is not available to either (i) current cardmembers of any Sapphire credit card" meaning that once you're approved for one you're now a "current cardmember" and you would not be approved for the other.

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Even if you close the CSP? What if you had the CSP and PC to Freedom? will one then be eligible to apply for CSR?

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[Anonymous]

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@Anonymous

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Ok, so a 2 year wait.  I got my CSP on 2015 and PC to FU on last month.  I'm good.

[coldfusion]

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@Anonymous wrote:

My final comment on this topic.  You are incorrect; since August 2017 new applicants for Sapphire cards are not permitted to have more than one.  Those  cardholders who had more than one Sapphire card before August 2017 were "grandfathered" in and are not affected by the change.

Chase Memo: Customers Can Only Get One Sapphire Card

Also, the offer details for both the CSP and CSR clearly state:  "The product is not available to either (i) current cardmembers of any Sapphire credit card" meaning that once you're approved for one you're now a "current cardmember" and you would not be approved for the other.

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Read up. 

https://www.reddit.com/r/churning/comments/8oirea/guide_to_doubledipping_csr_and_csp_with_chase/

[Anonymous]

🙂