You got a Chase credit card without a HP? Color me impressed or Chase changed something while I wasn’t looking.
Chase has always been a HP for a CLI, and even then the CLI’s haven’t been great compared to their original limit extensions.
Rule of thumb is if you want / need a higher Chase limit apply for a new tradeline and shuffle the limits around.
Speaking as someone who has gotten more than my share of auto CLI’s from Chase, don’t hold your breath for large increases as every single one or mine has been below 5K, and for that matter not sure I have gotten one above 3K.
I don’t expect any more TBH, not only do I have a slew of Chase cards already I have a rather silly TCL with them too to the CSR’s point.
Chase generally isn’t a lender to limit build with: you get the gnarly limits from them after you have from somewhere else typically, though they did admittedly jumpshift me from 9K to 22K for max revolver limit when I got my CSP at one point and this was before I really went all in with Chase.
Chase has always been a HP for a CLI, and even then the CLI’s haven’t been great compared to their original limit extensions.
Rule of thumb is if you want / need a higher Chase limit apply for a new tradeline and shuffle the limits around.
Speaking as someone who has gotten more than my share of auto CLI’s from Chase, don’t hold your breath for large increases as every single one or mine has been below 5K, and for that matter not sure I have gotten one above 3K.
I don’t expect any more TBH, not only do I have a slew of Chase cards already I have a rather silly TCL with them too to the CSR’s point.
Chase generally isn’t a lender to limit build with: you get the gnarly limits from them after you have from somewhere else typically, though they did admittedly jumpshift me from 9K to 22K for max revolver limit when I got my CSP at one point and this was before I really went all in with Chase.
The best way to get Auto Love from Chase is to put a large amount on your card and make HUGE payments and then after your payment date put a very small amount back on the card.....so if you had a 1k CL put 998 dollars on it then make one payment of 400 one payment of 300 etc by the payment due date then after the payment date put like 8 dollars maybe to report to statement....then do the same for the next few cycles for whatever reason this works for BIG auto love and how I doubled my CL in a few months (no HP) XD. When I pay my current CL down in big chunks again I'll let you know if it works again but I noticed they love to see high use then large payments by due date 
Of course YMMV but worked for me and a few others 
I want a Chase card without a HP
@Revelate wrote:
You got a Chase credit card without a HP? Color me impressed or Chase changed something while I wasn’t looking.
Chase has always been a HP for a CLI, and even then the CLI’s haven’t been great compared to their original limit extensions.
Rule of thumb is if you want / need a higher Chase limit apply for a new tradeline and shuffle the limits around.
Speaking as someone who has gotten more than my share of auto CLI’s from Chase, don’t hold your breath for large increases as every single one or mine has been below 5K, and for that matter not sure I have gotten one above 3K I don’t expect any more TBH ... Chase generally isn’t a lender to limit build with: you get the gnarly limits from them after you have from somewhere else typically
+1 ^ ^ ^ As someone who has been a Chase cardholder for 19+ years and currently holds six of their cards, this is good info. I don't know if I've ever got auto-luv from Chase but they've been glad to keep giving me new cards. They're now my largest single lender at well over six figures, thanks to the multiple cards. But getting an increase on a single card seems to require very large utilization of that account. They love spend-and-pay! I'm also wondering how you got a new card without a HP, unless maybe it was a PC?? I've never heard of that with Chase.
