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My rep told me that my credit line increase request is pending. I should receive a letter after someone reviews it. Is this typically a denial?
Could go either. Call lending. I did what I just suggested you to do.
I called and asked for a CLI, the rep said I would be notified by mail within 10 days. I asked to put me through to lending and after 20 minutes I was approved from 4k to 6K.
As stated above, call the lending department. They will be able to help you. I was able to get my limit increased from $1,500, which it was at for about 5 years to $6k.
@JSS3 wrote:My rep told me that my credit line increase request is pending. I should receive a letter after someone reviews it. Is this typically a denial?
It is not a denial and can go either way. If you are close to a Chase branch, I suggest you go in and have a banker call on your behalf.
Good luck on your request.
Good luck!
DENIED:
Exact wording:
"Too many recent accounts or too much available credit"
(Somewhere around 240,000 in limits)
Score with them was 752.