Chase Credit: You're already approved!

[nytimestraveler]

Hey Everyone,

I  have 12-13 "You're already approved" messages for credit cards from Chase, among them the Sapphire Preferred and Reserve, all the freedoms, and all the Ink Business, etc.

Anyone with experience on these approvals? I dug and the fine print says they're still subject to approval, so are these simply high probability baits to get you to apply or they automatic approvals like the message claims

Any experience and insight greatly appreciated! 

Sapphire Reserve 

List of Approvals 

[titancylinder]

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@nytimestraveler wrote:

Hey Everyone,

I  have 12-13 "You're already approved" messages for credit cards from Chase, among them the Sapphire Preferred and Reserve, all the freedoms, and all the Ink Business, etc.

Anyone with experience on these approvals? I dug and the fine print says they're still subject to approval, so are these simply high probability baits to get you to apply or they automatic approvals like the message claims

Any experience and insight greatly appreciated!

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If the stars are green or black, usually that's a firm approval. You should be able to click on it and see your CL and APR.  If this is the case, unless your report has drastically changed when you accept it, you should be approved. 

There's always a slim chance it goes to manual underwriting, as with anything else. 

Good luck and be sure to share your experience in the approval forum section. 

[nytimestraveler]

The text is green but the star is white. The page doesn't state a CL or APR

https://imgur.com/a/wXljnEn

Approval  

[titancylinder]

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@nytimestraveler wrote:

The text is green but the star is white. The page doesn't state a CL or APR

https://imgur.com/a/wXljnEn

Approval  

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Looks good to me. Click the "see your offer" it should show your proposed credit limit and apr. 

[RebelRocket]

Wowza; if you spring for any of them let us know how it all turns out!

I've seen an overwhelmingly amount of feedback report that this is as close as you can get to a "sure thing," though.

[nytimestraveler]

Will Do

[CreditCuriosity]

You are good to go congrats

[Tdatb64]

Throw some Ashford & Simpson on your preferred music playback device, ( "And now it's solid, Solid as a rock", ) and pick which one you want. Odds are good they'll all disappear after you app one so make sure it's the one best suited to your needs.

[SouthJamaica]

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@nytimestraveler wrote:

Hey Everyone,

I  have 12-13 "You're already approved" messages for credit cards from Chase, among them the Sapphire Preferred and Reserve, all the freedoms, and all the Ink Business, etc.

Anyone with experience on these approvals? I dug and the fine print says they're still subject to approval, so are these simply high probability baits to get you to apply or they automatic approvals like the message claims

Any experience and insight greatly appreciated! 

Sapphire Reserve 

List of Approvals 

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When it says "you're already approved for..." there is a very high probability you will be approved for it.