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Chase Denied CLI and Closed

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Anonymous
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Chase Denied CLI and Closed

i burned Chase 12 years ago but they approved me for 2 Chase credit cards this year, the Freedom and the AARP, i applied for a Credit line increase for both Cards and they were Declined, then i called to Recon and spoke to a Credit Analyst Specialist and had NO luck then i was transferred to a Senior Credit Analyst Specialist and both told me i can NOT get a CLI because they can see i had a Chase credit card that was Charged Off in the year 2002, i got so mad i closed both Chase accounts today....Smiley Indifferent

Message 1 of 67
66 REPLIES 66
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Anonymous wrote:

i burned Chase 12 years ago but they approved me for 2 Chase credit cards this year, the Freedom and the AARP, i applied for a Credit line increase for both Cards and they were Declined, then i called to Recon and spoke to a Credit Analyst Specialist and had NO luck then i was transferred to a Senior Credit Analyst Specialist and both told me i can NOT get a CLI because they can see i had a Chase credit card that was Charged Off in the year 2002, i got so mad i closed both Chase accounts today....Smiley Indifferent


Why do you close everything that doesn't give you a CLI?

Message 2 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Anonymous wrote:

@Anonymous wrote:

i burned Chase 12 years ago but they approved me for 2 Chase credit cards this year, the Freedom and the AARP, i applied for a Credit line increase for both Cards and they were Declined, then i called to Recon and spoke to a Credit Analyst Specialist and had NO luck then i was transferred to a Senior Credit Analyst Specialist and both told me i can NOT get a CLI because they can see i had a Chase credit card that was Charged Off in the year 2002, i got so mad i closed both Chase accounts today....Smiley Indifferent


Why do you close everything that doesn't give you a CLI?


i was shocked when they both told me they can see that Charge Off there and because of it they are NOT going to give me anything, i made so many mistakes a long time ago and i didn't even remember that i had a Chase credit card that  many years ago until  they both told me today, if i would've remembered that i did that to Chase that many years ago then i would've never applied for Chase cards at all this year....

Message 3 of 67
Ragelog
Established Contributor

Re: Chase Denied CLI and Closed


@Anonymous wrote:

i burned Chase 12 years ago but they approved me for 2 Chase credit cards this year, the Freedom and the AARP, i applied for a Credit line increase for both Cards and they were Declined, then i called to Recon and spoke to a Credit Analyst Specialist and had NO luck then i was transferred to a Senior Credit Analyst Specialist and both told me i can NOT get a CLI because they can see i had a Chase credit card that was Charged Off in the year 2002, i got so mad i closed both Chase accounts today....Smiley Indifferent


So the bank you burned is nice enough to extend you credit on quality cards and since they decide against a CLI at this time you close the account. I get being disappointed maybe but you should be thrilled they extended credit even though you had previous negative history with them.

EQ04 675, EQ08 676, EX08 719, TU08 703 $12704.75/$123050 Revolving Credit (All 0% or 1.99%) - In Garden Since 5/25/2016

Last negative item should fall off in July 2017.
Message 4 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed

what were the credit limits on each cards?

Message 5 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Ragelog wrote:

@Anonymous wrote:

i burned Chase 12 years ago but they approved me for 2 Chase credit cards this year, the Freedom and the AARP, i applied for a Credit line increase for both Cards and they were Declined, then i called to Recon and spoke to a Credit Analyst Specialist and had NO luck then i was transferred to a Senior Credit Analyst Specialist and both told me i can NOT get a CLI because they can see i had a Chase credit card that was Charged Off in the year 2002, i got so mad i closed both Chase accounts today....Smiley Indifferent


So the bank you burned is nice enough to extend you credit on quality cards and since they decide against a CLI at this time you close the account. I get being disappointed maybe but you should be thrilled they extended credit even though you had previous negative history with them.


i think you are right, but i think i want to be with banks that don't know about my irresponsible past, i'm a very responsible person now and there is nothing negative on my credit reports and the idea of continuing doing business with a bank that is always going to treat me like an Adopted child, doesn't sound like fun to me, besides, Chase now a days is closing people's accounts for any little thing, Chase is tough and they don't even have a CLI online button like other banks  have....

Message 6 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Anonymous wrote:

what were the credit limits on each cards?


$1000 each

Message 7 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Anonymous wrote:

@Anonymous wrote:

what were the credit limits on each cards?


$1000 each


maybe you should've just moved freedom's cl to aarp rather than closing both cards

Message 8 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

what were the credit limits on each cards?


$1000 each


maybe you should've just moved freedom's cl to aarp rather than closing both cards


i tried moving the Credit line of the Freedom to the AARP first and that request was Declined....

Message 9 of 67
Anonymous
Not applicable

Re: Chase Denied CLI and Closed


@Anonymous wrote:

@Anonymous wrote:

what were the credit limits on each cards?


$1000 each


Reason # 3 why I didn't go for that 22.5K UR offer posted yesterday.

 

I have two recent Chase approvals and don't want a pissant limit on my 3rd or 4th card from them.

Message 10 of 67
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