Chase EO Recon Initial CL?

[Anonymous]

Hey guys,
Just a question: has anyone had experience reconning initial CL through chase EO? My amex 3x cli to 15k hasn't reported yet, so chase thinks they're my highest CL with the Ritz card. It's really gonna be hard to use a card with this low of a limit. That's why my BCE, TYP and Cap1 are all SD. Is it even worth my time explaining my case to the EO? They're responsible for my Ritz approval. So I know my EO rep fairly well. But I don't wanna waste my time if it's hopeless. My income is ~100k so it's not like it's unwarranted.

[CreditCuriosity]

EO won't do anything, they would just have the UW take another look at it.. It would result in an additional HP or HP's.  The EO doesn't override the UW/Analyst persay with Chase, they typically stand by their decisions..  So ya you can call the credit analyst and ask for a CLI via HP.

[Anonymous]

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@CreditCuriousity wrote:

EO won't do anything, they would just have the UW take another look at it.. It would result in an additional HP or HP's.  The EO doesn't override the UW/Analyst persay with Chase, they typically stand by their decisions..  So ya you can call the credit analyst and ask for a CLI via HP.

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Agreed.  That EO thing does not work with Chase for CLI.  I have never gone that route but people I have seen that have contacted Chase EO is severe cases like accounts being shut down.  For a CLI I highly doubt if they will respond.  But you never know.

Have tried sending a secure messge to them though your accounts page?

[chalupaman]

I would sure like to get to the day where I think that $5k is too low of a limit. Sometimes I feel like I've already gotten there somewhat, even with my WF Propel card and wanting that to be $10k. 

With that kind of income for your age though, I definitely see where you're coming from.

[Anonymous]

Haha thanks Popamode. I was referring to the freedom card with only $1500. $5k is great for the RC. But I wanted to really push a lot of spend through freedom. Guess that won't happen though.

[Anonymous]

Also, I have not sent a SM. Chase has never been good with responses to SM. I like talking to a person better. I'll probably wait a few months and use it a ton and ask saying that it's inconvenient to have to pay off so frequently.

[bigbang91]

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@Anonymous wrote:
Also, I have not sent a SM. Chase has never been good with responses to SM. I like talking to a person better. I'll probably wait a few months and use it a ton and ask saying that it's inconvenient to have to pay off so frequently.

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You would have better chance to open a new Chase card rather than a CLi recon. That's what i did. I opened my 1st card with chase, the united with 5k CLi, tried to recon cli and nots working. So, i took another HP to open freedom 3 weeks later. And then i moved cli over