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Chase FU CLi or App for New Card?

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Anonymous
Not applicable

Chase FU CLi or App for New Card?

I'm getting near the end of my 0% intro apr BT's on my Chase FU Card. Looking to Pif and I was thinking of asking for a CLi or should I app for a new Card Disney, Amazon card, then Pc to Fu Card. Been reading that Chase will rarely give an auto Cli. I think my chances of getting approved for a new card will be much better.

or Should I just leave it as is? I constantly max it out and then pay it down. This card has been my daily driver as I do bank with chase.

any suggestions will be much appreciated. BTW the card is maxed out pending Pif.

 

Message 1 of 4
3 REPLIES 3
Gmood1
Super Contributor

Re: Chase FU CLi or App for New Card?

How long have you had your current card? Sorry to hear you bank with Chase. lol j/k😆 ..not really.
I'd app for two cards with them at once. That's if they have two you find useful. You can always combine the ones that have run their course of usefulness. Grab some sign up bonuses while you're at it .
You didn't mention your scores or other profile info.
Chase can be a strange beast. The longer your credit history the better with them . The new accounts dings will fade quickly.
Message 2 of 4
Anonymous
Not applicable

Re: Chase FU CLi or App for New Card?

Chase, as with most lenders, will give you more credit opening a new account than with a CLI. I would app for a new account!

Message 3 of 4
Anonymous
Not applicable

Re: Chase FU CLi or App for New Card?

Just PIF should I wait for it to report on CR's? And then app for the new card.

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