Chase Freedom Card Application

[Anonymous]

Hi all! This is probably my first time to post in here. I applied online for the Chase Freedom Card for the obvious reason of rolling over the balances on my 2 other credit cards.  I got the 7-10 business days message. I was thinking if this is a denial or they really need to review my credit. I don't have any negatives on my file coz I am kinda new on this credit thing. According to my Fico score from my Barclays Card Fico Score I have a 678. The only problem is that I had maybe 20 inquiries in the last 6mos or so. Domyou guys think I need to call the recon? What do you think are my chances that I will be approved when I call them? Thanks in advance to all those who will reply. 

[Anonymous]

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@Anonymous wrote:

Hi all! This is probably my first time to post in here. I applied online for the Chase Freedom Card for the obvious reason of rolling over the balances on my 2 other credit cards.  I got the 7-10 business days message. I was thinking if this is a denial or they really need to review my credit. I don't have any negatives on my file coz I am kinda new on this credit thing. According to my Fico score from my Barclays Card Fico Score I have a 678. The only problem is that I had maybe 20 inquiries in the last 6mos or so. Domyou guys think I need to call the recon? What do you think are my chances that I will be approved when I call them? Thanks in advance to all those who will reply. 

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IF they pulled TU, Your score will pass the test, that many inquiries though will hurt it, badly.

[Anonymous]

Do you think I need to call recon? Or just wait?..

[Anonymous]

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@Anonymous wrote:
Do you think I need to call recon? Or just wait?..

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Call recon.

[uswala]

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@Anonymous wrote:

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@Anonymous wrote:
Do you think I need to call recon? Or just wait?..

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Call recon.

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IMO calling never hurts.

[Anonymous]

Definitely recon since you took the inquiry. It never hurts to try.

[Anonymous]

Will definitely call them on Monday. Thanks all. Hope everything turns out good. (fingers cross)

[Anonymous]

I was approved through recon and mine was for a balance transfer, as well.  At the time that I applied, my score was close to yours but with fewer inquires.  You already had the hard pull, use the backdoor numbers on myfico and give them a call to discuss your application further.  I think one of the reasons that they held my application was because I was just approved for a Chase Amazon within a day or two of that application. Something to keep in mind.

[Anonymous]

That's one of the reason too why I want to ask some opinions from here on whether I will call recon or not, I was just approved for the Barclays card 15 days ago and just made a purchase for an iPod touch as a gift for my 9year old. Do you think they will take it against my application?

[Anonymous]

Thank you all for the suggestions. I called the chase backdoor number a while ago and verify my information. The kind lady says that I have mistakenly put a wrong social that's why they put it in verification. After a few minutes the lady says "Welcome to chase and you've been approved with a $1200 cl". It's like I have been given a Christmas present in January. Thanks all!!