@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:I called and unfortunately due to all the new cards I've acquired, they still denied me. Guess I'll wait until all my inquiries fall off and age the new accounts.
Something is going on at Chase... This seems to be the standard response lately.... Hmmmm... Sorry OP.
Something is definitely going on. Glad I got what I got while the going was good.
@Anonymous,
Agreed... We have to put our heads together to figure this out. Are they going out of business (ok, let me not start a rumor now)
... I don't think so. But something strange is happening..
I never get a pre approval on their site. Still wanting the Sapphire. 
I am definitely an anomaly with Chase then. I still don't quite know how I got them to give me a Freedom and an SWA last month with my scores LOL. Hopefully they don't realize they made a mistake and take them back!!
@CreditCuriousity wrote:Chase is definitely tightening the belt up.. Hopefully they will be in the holiday giving season again later in the year when their pocket books really opened up in Nov/Dev.. You can just tell by this board alone from sure things to denials now.. They look for any reason to deny a person now and are deffinetly more inquiry/account sensitive than they use to be unless you have been with them along time and you might be able to get away with more.
@Anonymous wrote:Something is definitely going on. Glad I got what I got while the going was good.
Yeah I've already given up on trying to get in with Chase until the end of the year when my BK13 falls off...
I applied in January shortly after I bought my car... denied too many inquiries. It was about 6 on each CRA from the car loan. The only inquiries prior to that were 1-2 on each report from the 4 new accounts I opened in December. I told them that on recon and then the rep brings up my 6 year old BK13.
Really? Ok... so you think I can get a $500 Freedom card? I'm not asking for much, just to get in the door.
Nope, denied.. .LOL
At the end of the year when my BK13 stuff falls off I will have no new accounts and no inquiries in 6+ months.. (garden date 3/30/15) Scores should be well over 700 across the board. If that doesn't get me in with Chase I'll never apply with them again. 
Whatever happens.. they are a big PITA lender... just like Citi.
@TRC_WA wrote:
@Anonymous wrote:Something is definitely going on. Glad I got what I got while the going was good.
Yeah I've already given up on trying to get in with Chase until the end of the year when my BK13 falls off...
I applied in January shortly after I bought my car... denied too many inquiries. It was about 6 on each CRA from the car loan. The only inquiries prior to that were 1-2 on each report from the 4 new accounts I opened in December. I told them that on recon and then the rep brings up my 6 year old BK13.
Really? Ok... so you think I can get a $500 Freedom card? I'm not asking for much, just to get in the door.
Nope, denied.. .LOL
At the end of the year when my BK13 stuff falls off I will have no new accounts and no inquiries in 6+ months.. (garden date 3/30/15) Scores should be well over 700 across the board. If that doesn't get me in with Chase I'll never apply with them again.
Whatever happens.. they are a big PITA lender... just like Citi.
no one can be worse than citi other than FNBO and possibly Us Bank among the big lenders
@CreditCuriousity wrote:
@TRC_WA wrote:
@Anonymous wrote:Something is definitely going on. Glad I got what I got while the going was good.
Yeah I've already given up on trying to get in with Chase until the end of the year when my BK13 falls off...
I applied in January shortly after I bought my car... denied too many inquiries. It was about 6 on each CRA from the car loan. The only inquiries prior to that were 1-2 on each report from the 4 new accounts I opened in December. I told them that on recon and then the rep brings up my 6 year old BK13.
Really? Ok... so you think I can get a $500 Freedom card? I'm not asking for much, just to get in the door.
Nope, denied.. .LOL
At the end of the year when my BK13 stuff falls off I will have no new accounts and no inquiries in 6+ months.. (garden date 3/30/15) Scores should be well over 700 across the board. If that doesn't get me in with Chase I'll never apply with them again.
Whatever happens.. they are a big PITA lender... just like Citi.
no one can be worse than citi other than FNBO and possibly Us Bank among the big lenders
Citi, FNBO are worse.
Chase is awesome if your profile is what they're looking for at the time.