With the OP being under 21, I didn’t think Prequalified Offers were allowed by law even in a branch. But I could be wrong about that.
As far as inquires go. 5 is a lot to most people, but I don’t think you will get denied credit at this point for them. It’s really profile specific though. You don’t have a long history so they might not be as friendly to inquires with you as they would be with the same amount of inquires as someone with a thick file.
As far as inquires go. 5 is a lot to most people, but I don’t think you will get denied credit at this point for them. It’s really profile specific though. You don’t have a long history so they might not be as friendly to inquires with you as they would be with the same amount of inquires as someone with a thick file.
None of the members here are creditors, some have worked for different credit companies so they can shed light on some things but I imagine the underwriting for a card product probably had a non disclosure agreement attached to learning it.
No one here is going to be able to give you an exact answer. It will all be educated guesses.
The CSP wasn’t designed to be a college student card. It was made for frequent business travelers ideally. Obviously other people have the product. But you might not meet the income requirement since it wasn’t designed for low income individuals.
It’s realy your choice about applying.
I would check out the data points thread for chase CSP using the search feature. It would give you a better idea of the income threshold for the card. Along with others stats. See what you think your chances are.
You can always call chase underwriting and tell them your interested and see what information you can get from them about income, history length, recent chase card approval. All to get some educated info about the underwriting for that card. You may have to call more then once to get someone to talk about it. And you may have to ask indirect questions about it to get them talking about it. Since they will probably state I can’t give out policy.
No one here is going to be able to give you an exact answer. It will all be educated guesses.
The CSP wasn’t designed to be a college student card. It was made for frequent business travelers ideally. Obviously other people have the product. But you might not meet the income requirement since it wasn’t designed for low income individuals.
It’s realy your choice about applying.
I would check out the data points thread for chase CSP using the search feature. It would give you a better idea of the income threshold for the card. Along with others stats. See what you think your chances are.
You can always call chase underwriting and tell them your interested and see what information you can get from them about income, history length, recent chase card approval. All to get some educated info about the underwriting for that card. You may have to call more then once to get someone to talk about it. And you may have to ask indirect questions about it to get them talking about it. Since they will probably state I can’t give out policy.
I’d suggest googling chase freedom unlimited approvals. Look for the data points. Also there should be a mega thread dedicated to that card with Lots of data points.
