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Chase Freedom denied !

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Anonymous
Not applicable

Chase Freedom denied !

Was denied for the Chase Freedom card for too many inquiries , is there anyway around this ? I already tried to recon and was told it can't be overturned for the high amount of inquiries .

Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: Chase Freedom denied !

Yes. Let the inquiries age off.

Message 2 of 24
Anonymous
Not applicable

Re: Chase Freedom denied !

If you have 5 or more new accounts in the past 24 months all you can do is wait until that number drops below 5.

Message 3 of 24
Anonymous
Not applicable

Re: Chase Freedom denied !

It's a long long wait , and it's so hard to not apply for new cards . Guess I need a new hobby

Message 4 of 24
kdm31091
Super Contributor

Re: Chase Freedom denied !

Yes, you need to just wait. Applying for cards shouldnt be a hobby. Gaining rewards on spend you are going to do anyway makes sense. Making a hobby out of applying for cards is only going to hurt you in the long run.
Message 5 of 24
9CLINE
Valued Contributor

Re: Chase Freedom denied !

Sorry for denial, but only thing to help is time...you could use the time to work on scores and file to improve to best it can be as inq. age off. Out of curiosity how many did you have on the credit bureau (s) they checked? When do they start to fall off?
Also, use this as a learning exp. to app for cards you really want or wait until you are in best position for approval...
it isn't a bad thing ,,this give you more time to learn about your "hobby"
Good Luck !!!!!!!!!!

Message 6 of 24
Anonymous
Not applicable

Re: Chase Freedom denied !

I have a ton of inquires across the board , all the accounts I have except 2 cap one cards are all from this year , guess I will have to wait a year or so before applying for anything else .

Message 7 of 24
Pway
Valued Contributor

Re: Chase Freedom denied !

I know the feeling of being approved for each and every card you app for.  However, this should be a sign that the garden is calling your name and you should head over there quickly.  I think about three things when I want a card but I have not applied for a new account in some time:

 

1. AAOA

2. INQUIRIES

3. SCORES TAKING A HIT.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 8 of 24
Anonymous
Not applicable

Re: Chase Freedom denied !

Yea I know ,meanwhile 3/4 of the cards I have , I don't even want or need , was the fact of getting them fairly easily , but guess I have to sit in the garden and let my AAoA  everything else grow

Message 9 of 24
Anonymous
Not applicable

Re: Chase Freedom denied !


@Anonymous wrote:

I have a ton of inquires across the board , all the accounts I have except 2 cap one cards are all from this year , guess I will have to wait a year or so before applying for anything else .


How many?

Message 10 of 24
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