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Chase Freedom mail appication invite

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Anonymous
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Chase Freedom mail appication invite

I recently recieved Chase Freedom in the mail offer but already had the Chase Freedom card so I said "What the heck" so I filled it out and applied online and got the 7-10 denial of death notice. When I recieved the notice in the mail it said I already had the Freedom card and the account is maybe 1 month old. No hard pull on the app, Chase must of been thinking"COME ON what is guy this thinking?" So spared the HP. Funny thing I just got another Chase Freedom App in the mail again today...lol I will not fill this one out as Chase might be sending me the Dummy Test to see if I fill it out again....lol..Just think if I fill it out again and later ask for a CLI, I can see Chase members saying to one another in thier cubicles" Do we really want to give this guy a $3k increase?" All at once"Denied"!!...........Happy Friday boardmembers!!!1

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase Freedom mail appication invite

The offers are just marketing offers and nothing really set in stone.  If you want a CLI, go out and request that instead and keep in mind it will be a hardpull..

Message 2 of 7
Jerry45
Valued Contributor

Re: Chase Freedom mail appication invite


@Anonymous wrote:

I recently recieved Chase Freedom in the mail offer but already had the Chase Freedom card so I said "What the heck" so I filled it out and applied online and got the 7-10 denial of death notice. When I recieved the notice in the mail it said I already had the Freedom card and the account is maybe 1 month old. No hard pull on the app, Chase must of been thinking"COME ON what is guy this thinking?" So spared the HP. Funny thing I just got another Chase Freedom App in the mail again today...lol I will not fill this one out as Chase might be sending me the Dummy Test to see if I fill it out again....lol..Just think if I fill it out again and later ask for a CLI, I can see Chase members saying to one another in thier cubicles" Do we really want to give this guy a $3k increase?" All at once"Denied"!!...........Happy Friday boardmembers!!!1


Andy, why piss Chase off in the first place? LOL.  I walk on Egg shells with those guys

Message 3 of 7
Anonymous
Not applicable

Re: Chase Freedom mail appication invite

Hahaha, that's funny, made my day. Smiley Happy

Message 4 of 7
NRB525
Super Contributor

Re: Chase Freedom mail appication invite

LOL, so you got a Freedom card, then got a mailer and apped again, got a denial with no HP?

I wonder if this all happened so fast that the first app CR was still within the 30-days from that app, so this second app was using the existing CR that was already in your file?

 

The mailers are just now reaching you from the SP inquiries that Chase has been doing on your file recently, starting prior to the actual Freedom app you got.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 7
Anonymous
Not applicable

Re: Chase Freedom mail appication invite

I got the Chase Freedom on 5.31. The last three times I've logged in to my account I've gotten a popup to apply for the Chase Freedom.

Message 6 of 7
Anonymous
Not applicable

Re: Chase Freedom mail appication invite

Yeah maybe that was the case that Chase did not do a HP because the account was so new and it was the same card with a invite. To add to the story I recieved a Chase Disney invite today in the mail offering $200 gift card with $500 purchase in 3 months. Thats all most like the Freedom offer is right now I think.  So I guess Chase is trying to come at me with the confusion tactics...lol   I can see like a Mr Burns(Simpsons) like underwriter looking over a shoulder of a nervous intern at the computer screen saying" If he dosen't apply for this card make sure to deny his next 10 CLI requests"...lol

Message 7 of 7
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