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Hello Everyone,
I recently applied for a Chase Freedom card and got the standard 7-10 message. I got a letter today that said my reason for denial was "To many credit cards opened in the last 2 years" Has anyone seen this before? I have opened the bulk of my cards in the last two years, about 6 cards total over the last two years.
Think it's possible to call a person and have them do another review? Or maybe not worth it.
EQ - 699
EP - 678
TU - 686
Looks like they pulled EXP for the credit report. I do have some student loans that have some 120+ past due, but from 6 years ago now and a few 30 days from some CC's 8-9 months ago. That is all the negative info on my credit report.
Thanks in advance!
Thanks for your reply!
I see now this a just a rule within Chase. Bummer!
Thanks again!
Hang in there. Hopefully they only pulled one bureau for the HP