Ok, into the garden I go!! No, really!!

dstew201 · ‎11-23-2015

I dont know what tempted me to apply for the Barlcay Arrival +, but I received the "We'll let you know" message ... So I decide to call the backdoor today, and spoke with a really nice gentlemen, who sounded like he was on the fence to approve me, but opted not to due to all the inq and recent approvals, said it looked like I was handling everything fine, but wanted to see more history... at that point I decided it was best to let the apping cooldown for a while...

Anonymous · ‎11-23-2015

Probably a good move. Barclays was the first card I apped for when my house closed. Scores in the 640s. Denial. I called the backdoor number and the gentleman that answered pretty much made me feel like an idiot for applying because I was only 1 year out of my most recent late pays. I understood but thought it was a bad way to start my app spree. But then I was approved for DiscoverIT, AMEX Ed and BCP both at 0% for 18 months, NFCU Visa Signature, NFCU Cash Rewards, offered the Best Buy VISA (not the store card), and TJX offered me the MC at a very low SL but it is my first card with Synchrony. CapitalOne denied me even though I have a 10 years history with them and so did Barclays. Go figure. I probably won't app with them again. I really don't need to. Just need to grow my current limits. Sounds like we are in the same boat lol.

Anonymous · ‎11-23-2015

Welcome to the garden!

Anonymous · ‎11-24-2015

Sorry about the denial. Waiting and showing more history will do you a world of good in the credit world. Hang in there..

Anonymous · ‎11-24-2015

@Anonymous wrote:
Sorry about the denial. Waiting and showing more history will do you a world of good in the credit world. Hang in there..

+1