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Chase IHG card 7-10 day message

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red259
Super Contributor

Chase IHG card 7-10 day message

Pulled trigger on this card and got a 7 -10 day message. I'm at 4/24. Is this likely verification? Credit score over 800. Have had Chase cards for years. Nothing past due

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 1 of 23
22 REPLIES 22
M_Smart007
Legendary Contributor

Re: Chase IHG card 7-10 day message


@red259 wrote:

Pulled trigger on this card and got a 7 -10 day message. I'm at 4/24. Is this likely verification? Credit score over 800. Have had Chase cards for years. Nothing past due


My .02 cents ..https://imgur.com/a/oXlPW

Pretty sure will will get better advice.

But this gives you something to look at, in the mean time.

Good Luck, I am sure you will be fine!

Message 2 of 23
CreditCuriosity
Moderator Emeritus

Re: Chase IHG card 7-10 day message

likely verification is all.. give a call in monday.  Chase tells you if you are insta declined

Message 3 of 23
red259
Super Contributor

Re: Chase IHG card 7-10 day message


@CreditCuriosity wrote:

likely verification is all.. give a call in monday.  Chase tells you if you are insta declined


Chase tells you if you are insta declined at time of app or when you call in? 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 23
CreditCuriosity
Moderator Emeritus

Re: Chase IHG card 7-10 day message


@red259 wrote:

@CreditCuriosity wrote:

likely verification is all.. give a call in monday.  Chase tells you if you are insta declined


Chase tells you if you are insta declined at time of app or when you call in? 


Time of application least on business went for Ink when supposibly the 5/24 wasn't enforced and was insta-declined about 3 months back i think it was.  no 7-10 message just we cant approve you and AA letter or something will be email/mailed.  Something to that extent so they arent affraid to say right away at time of application.

Message 5 of 23
Saleen099
Senior Contributor

Re: Chase IHG card 7-10 day message

Call the Verification department they're open. 

Message 6 of 23
red259
Super Contributor

Re: Chase IHG card 7-10 day message

I called the application status line and was just told the application is still under review and to call back to check on Monday. Should I be calling reconsideration or something? The app hasn't been denied I just don't think its been looked at

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 7 of 23
GZG
Senior Contributor

Re: Chase IHG card 7-10 day message


@red259 wrote:

I called the application status line and was just told the application is still under review and to call back to check on Monday. Should I be calling reconsideration or something? The app hasn't been denied I just don't think its been looked at


"Hi, [agent name] good afternoon, I'm calling in regards to my IHG application. It says that it's pending, and I wanted to know if there was any information I could provide in order to come to a decision today."

Yes, -- they ask questions, tell you that you're approved/wait for further review. 

Maybe -- they ask questions, tell you they need to wait for further review

Sorry nothing else needed from you, please wait for letter or further review

Sorry no, we're sending a letter 

the worst they can say is that you're going to have to wait, which is what you're going to have to do anyway, be prepared to defend your application regardless if you do call 

Starting FICO 8:
Current FICO 8:



Message 8 of 23
Saleen099
Senior Contributor

Re: Chase IHG card 7-10 day message


@red259 wrote:

I called the application status line and was just told the application is still under review and to call back to check on Monday. Should I be calling reconsideration or something? The app hasn't been denied I just don't think its been looked at


Yes call Chase talk to verification and then talk to reconsideration. 

Message 9 of 23
red259
Super Contributor

Re: Chase IHG card 7-10 day message

What is the number for chase verification?

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 10 of 23
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