Chase Income Verification for CLI increase

[Anonymous]

How has it ended for others?

They already double pulled me to consider a CLI; therefore, I decided I would go ahead and send over the income documents they asked for.

Will they be bothered that my reported income was off by $200? 

Would love to hear others experiences with this.

Update: I SM'd Chase today and they reviewed the documents and increased my Credit Limit to $5,000 (Which is what I had asked for in my original request.) Had I know it would be this much trouble I would have asked for more, however, we cannot see the future so here we are.

[CreditCuriosity]

Not sure never seen income verification required by chase for CLI..  If it is only off $200 that is nothing.. I would be concerned if by a few thousand but 200 is nothing an rounding.  Best of luck!

[Anonymous]

If I could hit our income by $5K it would be a great day.  It was not that long ago we filed all our personal and biz 2016 returns.  By June of 2018 I may have an idea within $15K of what  we made in 2017. 

[Anonymous]

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@CreditCuriousity wrote:

Not sure never seen income verification required by chase for CLI..  If it is only off $200 that is nothing.. I would be concerned if by a few thousand but 200 is nothing an rounding.  Best of luck!

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Thanks,

I had not ever read about it before either which is why I thought I would ask.

The only thing I have done with Chase is requested a CLI.

It seemed to be worded as if I were applying for a new account.

I am curious as to how it will turn out because when the request was completed the representative told me I was flat out declined not that they needed additional information.

[Anonymous]

Update results in original post

[Anonymous]

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@Anonymous wrote:

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@CreditCuriousity wrote:

Not sure never seen income verification required by chase for CLI..  If it is only off $200 that is nothing.. I would be concerned if by a few thousand but 200 is nothing an rounding.  Best of luck!

---

Thanks,

I had not ever read about it before either which is why I thought I would ask.

The only thing I have done with Chase is requested a CLI.

It seemed to be worded as if I were applying for a new account.

I am curious as to how it will turn out because when the request was completed the representative told me I was flat out declined not that they needed additional information.

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Firstly, congrats on the CLI update! Secondly, Chase considers CLIs AND new card applications as requests for credit. The only difference is 1 HP for CLI versus 2 HP for new app.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

Not sure never seen income verification required by chase for CLI..  If it is only off $200 that is nothing.. I would be concerned if by a few thousand but 200 is nothing an rounding.  Best of luck!

---

Thanks,

I had not ever read about it before either which is why I thought I would ask.

The only thing I have done with Chase is requested a CLI.

It seemed to be worded as if I were applying for a new account.

I am curious as to how it will turn out because when the request was completed the representative told me I was flat out declined not that they needed additional information.

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Firstly, congrats on the CLI update! Secondly, Chase considers CLIs AND new card applications as requests for credit. The only difference is 1 HP for CLI versus 2 HP for new app.

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They double pulled me for CLI