Started banking with Chase about 2 months about they just came to VA finally! I would love to get a Chase Freedom. I dont have any firm offers and I am over 5/24 and know I would denied. Is there any amount of time were the offers start to appear on the chase account.
@M_Smart007 wrote:
@Harvey26 wrote:Started banking with Chase about 2 months about they just came to VA finally! I would love to get a Chase Freedom. I dont have any firm offers and I am over 5/24 and know I would denied. Is there any amount of time were the offers start to appear on the chase account.
@Harvey26, The best place to check is in the bank branch,
ask for a personal banker and explain to them about wanting a Chase Freedom.
In branch pre-approval's are about the most solid you can get.
Although I did get a black star website Marriott approval ..while well over LOL/24.
+1 to this. It took 6 months for any preapprovals to show on their website for me, but before that my banker in branch was able to run a SP and give me preapproval offers not showing on their site. He told me it's never 100%, but he said when they show preapproved on his screen that he feels fairly confident in that the final decision will be favorable.
@M_Smart007 wrote:
@Harvey26 wrote:Started banking with Chase about 2 months about they just came to VA finally! I would love to get a Chase Freedom. I dont have any firm offers and I am over 5/24 and know I would denied. Is there any amount of time were the offers start to appear on the chase account.
@Harvey26, The best place to check is in the bank branch,
ask for a personal banker and explain to them about wanting a Chase Freedom.
In branch pre-approval's are about the most solid you can get.
Although I did get a black star website Marriott approval ..while well over LOL/24.
Went into branch while on my lunch and I didnt have any offers or so the personal banker said she was trying to push me to apply but I already knew about 5/24 and knew it would have been an instant denial. I will give a couple months and keep an eye on my online banking and then check back in branch to see if there are any offers. Will continue you to garden and not have any new accounts or inqs. Unless its an emergency.
@Harvey26 wrote:
@M_Smart007 wrote:
@Harvey26 wrote:Started banking with Chase about 2 months about they just came to VA finally! I would love to get a Chase Freedom. I dont have any firm offers and I am over 5/24 and know I would denied. Is there any amount of time were the offers start to appear on the chase account.
@Harvey26, The best place to check is in the bank branch,
ask for a personal banker and explain to them about wanting a Chase Freedom.
In branch pre-approval's are about the most solid you can get.
Although I did get a black star website Marriott approval ..while well over LOL/24.
Went into branch while on my lunch and I didnt have any offers or so the personal banker said she was trying to push me to apply but I already knew about 5/24 and knew it would have been an instant denial. I will give a couple months and keep an eye on my online banking and then check back in branch to see if there are any offers. Will continue you to garden and not have any new accounts or inqs. Unless its an emergency.
@Harvey26 Thanks for the update. Sorry you had no current offers.
I feel you made the right decision by holding off.
You have a great strategy, and it will likely pay off for you
