@VintageMel wrote:I am considering applying for an AmEx Delta Gold, and am hoping I can get approved for it on a SP only. Provided that's the case, I am tempted to also go for a card with a 0% intro offer like Chase Freedom Unlimited.
As I undesrtand it Chase likes to pop in to your credit report and check out what you've been up to some time after card approvals. Are they specifically looking to make sure you're still under 5/24, or will they dislike seeing any other new cards on your report? I'm currently at 2/24 so I should be fine as far as that goes, but I don't want to set off any credit seeking alarm bells.
Based on your siggy, it should be a SP for the Amex, make sure you run through their pre qualify tool if you get the expanding your membership is easy, I think DP's here suggest that it would be a hard pull and likely a denial. If you get the you're already pre approved verbiage it is usually a SP. I think Amex takes about 2 months to report the new account too, so if you want both I'd hit up chase then Amex as long as I had a pre approved/qualified offer. Whatever you decide good luck and let us know how it shakes out.
With your scores and being 2/24 I highly doubt Chase would care if you opened 2 cards at once (but hey, I'm not Chase.) The end of May I did exactly what you are proposing, but riskier. I was already at 4/24 and went for the BCP assuming it would be a SP which it was, then turned around and went for the Freedom which was actually my 6/24 card but Chase never found that out until the BCP reported over 2 months later. They never gave me any grief. I think if your scores are good and your DTI is under control you probably have nothing to worry about.
Thank you all for the feedback, and thank you for your data point @Ficoproblems247. At least there might be some benefit in AmEx taking their sweet time to report new accounts.
AmEx shows pre-approval for all of their cards, so I'm pretty optimistic about my chances of getting it on a SP. I also have a pre-approval offer for the FU on Credit Journey. I also also have a pre-approval offer for Discover, so I'm half tempted to just go for that one instead of the Freedom Unlimited. I confess I am a bit of a coward where applications are concerned. 
Thanks OP for asking the question. I have never done app spree but thinking about doing one after we close on our house. Since I will be opening 3 or 4 cards at one time and one may be a Chase card I too have been worried about this. I am currently 1/24 so I assumed if I don't open more than 4 Chase will be okay with me, I would think that will be fine if you stay under 5/24 even if they do a post-approval pull.
@sxa001 wrote:Thanks OP for asking the question. I have never done app spree but thinking about doing one after we close on our house. Since I will be opening 3 or 4 cards at one time and one may be a Chase card I too have been worried about this. I am currently 1/24 so I assumed if I don't open more than 4 Chase will be okay with me, I would think that will be fine if you stay under 5/24 even if they do a post-approval pull.
I've been doing some further searching through old threads on this topic and have found several examples of people getting their new Chase cards shut down because of new apps after the Chase approval.
I also found one (which I stupidly did not copy a link to) where two posters said they got away with a new Chase card and a new AmEx with a soft pull within the same month. It makes me wonder if it's the hard inquiries that raise the red flags with Chase. I'm wondering if it's the combination of the soft pull and the fact that it typically takes AmEx a couple of months to report the new account that makes that particular combination work.
Personally I'm not sure I would attempt 3-4 in the current lending climate. With so many lenders being really squeamish about too many recent inquiries it may not be terribly likely to get approved for that many at once anyway. But as I said above, I'm a bit of a chicken with this sort of thing to begin with. 
Congrats, I wouldn't worry about it too much.
@addicted_to_credit wrote:Congrats, I wouldn't worry about it too much.
Thanks! Yeah, I've already started to relax. 