Re: Chase Pre Qualify

Jerry45 · ‎10-01-2015

I just wanted to let everyone know, that the Chase 5 Accounts in 2 years rule, seems to be intact.

One of my accounts aged over two years today, and after months of no pre qual's at the Chase Site, I am now getting the CSP and Slate offers.

Anonymous · ‎10-01-2015

@Jerry45 wrote:
I just wanted to let everyone know, that the Chase 5 Accounts in 2 years rule, seems to be intact.

One of my accounts aged over two years today, and after months of no pre qual's at the Chase Site, I am now getting the CSP and Slate offers.

Thanks for sharing..

Anonymous · ‎10-02-2015

You can still receive mail offers for CSP, freedom, slate, with specifi APRs, also see the same online, yet still not be eligible. I see prequals all the time but they wont go through!

Jerry45 · ‎10-02-2015

True, but Chase Pre Qual is pretty solid

12njoy · ‎10-03-2015

@Jerry45 wrote:
True, but Chase Pre Qual is pretty solid

@Maybe for chase branded cards but not sure if it even works on co-branded cards. I'm sure I couldn't get another chase branded card to save my life but I just opened up 6 chase co-branded cards in the last 2 months all the while no pre-qualified offers on their site. I'll take those odds any day. CSP stuck @Anonymous -vs- 56k in new chase co-branded credit.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+

Anonymous · ‎10-03-2015

I've apparently opened 12 new accounts since September 2014, so it'll be a while before I see anything on their prequal site.

Jerry45 · ‎10-03-2015

@12njoy wrote:
@Jerry45 wrote:
True, but Chase Pre Qual is pretty solid
@Maybe for chase branded cards but not sure if it even works on co-branded cards. I'm sure I couldn't get another chase branded card to save my life but I just opened up 6 chase co-branded cards in the last 2 months all the while no pre-qualified offers on their site. I'll take those odds any day. CSP stuck @Anonymous -vs- 56k in new chase co-branded credit.

Good point. I never see a Pre Qual for the United Explorer etc..

Anonymous · ‎10-04-2015

Ive opened up way more than 5 in 2 years, and just recently was pre-qual'd for the first time ever. Never apped because it'd surely be a denial, however its worth it to note that most of my accounts had aged past one year when i finally got the prequals (freedom and slate). I think i had one new acct in 6months, and maybe 4 in the past year. About 12 total in less than two years though.

Another thought is that only three of them are actual credit cards, and the rest store cards. Just posting for data points

Chase Pre Qualify

Chase Pre Qualify