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Chase PreApproval

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Anonymous
Not applicable

Chase PreApproval

I went to preapproval for Chase and got this prompt..

We are unable to locate any offers for you at this time.

"This may be because you have opted out of "prescreened" offers from Chase
and other companies or you have recently responded to another offer from Chase."

Is this basically a nice way of denying application??

Message 1 of 13
12 REPLIES 12
OmarGB9
Community Leader
Super Contributor

Re: Chase PreApproval

A pre approval is not the same as an application. That message simply means that either you aren't pre approved for any of their cards, or you're opted out of pre screened offers. But either way that doesn't mean you can't get approved if you were to apply.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 13
Kirmie2010
Established Contributor

Re: Chase PreApproval

Most likely something in your credit report is a red flag for the automated system and its auto declining you.

Message 3 of 13
Anonymous
Not applicable

Re: Chase PreApproval

Would you know how to confirm if I am opted out?
Message 4 of 13
OmarGB9
Community Leader
Super Contributor

Re: Chase PreApproval

There is a link floating around somewhere. I'm sure someone here has it, and if not, you could try doing a search for it.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 13
Anonymous
Not applicable

Re: Chase PreApproval

Message 6 of 13
OmarGB9
Community Leader
Super Contributor

Re: Chase PreApproval

Yes that should be it. Were you opted in?

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 13
Anonymous
Not applicable

Re: Chase PreApproval

Yes I was opted in, so I have work to do.

Thanks.
Message 8 of 13
Jerry45
Valued Contributor

Re: Chase PreApproval

Good Luck.

Message 9 of 13
Anonymous
Not applicable

Re: Chase PreApproval

Thanks
Message 10 of 13
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