I went to preapproval for Chase and got this prompt..
We are unable to locate any offers for you at this time.
"This may be because you have opted out of "prescreened" offers from Chase and other companies or you have recently responded to another offer from Chase."
Is this basically a nice way of denying application??
A pre approval is not the same as an application. That message simply means that either you aren't pre approved for any of their cards, or you're opted out of pre screened offers. But either way that doesn't mean you can't get approved if you were to apply.