Chase Preapproved Offers

[CivalV]

Finally seeing the preapproved offers in my Chase app. So far it is only showing me preapprovals for 3 travel cards with a set APR.. actually the lowest APR for their travel cards. Not sure what my scores are. I’ve just been paying down my cards slowly & haven’t applied for anything in almost a year.
I read the terms and it stated that my minimum SL would be $5000. I still won’t apply because I don’t really need a travel card... I am also at 6/24


BUT I really would like an uber/dining card with chase. I spend a ton on Uber and eating out! Lol

Any advice on how to proceed would be greatly appreciated.

[TSlop]

You could consider the CSP or CSR if they are included in your preapprovals. They are "travel" cards but their bonus categories include restaurants (your eating out category) and travel. Hopefully someone else can chime in since I'm not 100% sure, but if Uber credits are counted as travel, then it seems like one of those cards would be good for you since both of your high spending categories are covered.

[Anonymous]

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@TSlop wrote:

You could consider the CSP or CSR if they are included in your preapprovals. They are "travel" cards but their bonus categories include restaurants (your eating out category) and travel. Hopefully someone else can chime in since I'm not 100% sure, but if Uber credits are counted as travel, then it seems like one of those cards would be good for you since both of your high spending categories are covered.

Uber and other ride-sharing services are classified as travel by Chase. 

[CivalV]

The CSP and Freedom Unlimited are showing but they are not preapprovals with a set APR. I wonder if it would show up in-branch? The last time I was at the bank they said I was preapproved for all of the chase cards. It wasn’t reflecting in my chase app. So maybe I am preapproved for other cards and just cannot see it. I will definitely look into the CSP. For now I will be patient! Thank you!

[addicted_to_credit]

I feel like the CSP is a pretty decent starter card for the 95 dollar AF and if you can meet the spending for the SUB it’s even better. I opened mine in June and I’ve made over 1k in cash back not even trying. Chase is pretty liberal on what they call travel too. I think you’d do well with it if you got it. As far as being 6/24 I wouldn’t worry too much if you’ve got the little pre approved offer banner... I think I was 8/24 at the time I got a pre approved offer for the CF, CFU and the slate cards I went for the CFU and was approved in micro seconds. Of course this is the credit game and YMMV.

[CreditInspired]

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@CivalV wrote:
Finally seeing the preapproved offers in my Chase app. So far it is only showing me preapprovals for 3 travel cards with a set APR.. actually the lowest APR for their travel cards. Not sure what my scores are. I’ve just been paying down my cards slowly & haven’t applied for anything in almost a year.
I read the terms and it stated that my minimum SL would be $5000. I still won’t apply because I don’t really need a travel card... I am also at 6/24


BUT I really would like an uber/dining card with chase. I spend a ton on Uber and eating out! Lol

Any advice on how to proceed would be greatly appreciated.

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Personally, I would want to know my FICO scores before applying for  anything at Chase knowing that they usually do a minimum of 2 HPs, regardless whether I had preapprovals or not. Just my 2cents. 

[SouthJamaica]

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@CivalV wrote:
Finally seeing the preapproved offers in my Chase app. So far it is only showing me preapprovals for 3 travel cards with a set APR.. actually the lowest APR for their travel cards. Not sure what my scores are. I’ve just been paying down my cards slowly & haven’t applied for anything in almost a year.
I read the terms and it stated that my minimum SL would be $5000. I still won’t apply because I don’t really need a travel card... I am also at 6/24


BUT I really would like an uber/dining card with chase. I spend a ton on Uber and eating out! Lol

Any advice on how to proceed would be greatly appreciated.

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Their AARP card offers a straight 3% cash back on dining.