cancel
Showing results for 
Search instead for 
Did you mean: 

Chase-Prequal-Not Showing vs Showing EX vs.Tu

tag
Sexyblue
Contributor

Chase-Prequal-Not Showing vs Showing EX vs.Tu

This month I unfroze Ex and opted-in in hopes of getting some online pre-qualls from chase. Ex is who they always pull for me, that’s why I choose them. However, I never received any pre-qualls on chase’s site. Conversely what I discovered is that when I unfroze TU on 04/11/16 for a 24 hr lift, I got my first pre-qualls for Freedom and Slate both with Apr’s. When the TU lift ended last night at 12:00pm, I noticed that my chase pre-qualls did not display anymore.

 

 

Could it be that chase uses TU to sp me for pre-qualls and hp through Ex for the account approval? I just thought this was interesting turn of events so I decided to share. Since others may be wondering why they are not getting chase pre-qualls, maybe this could be a reason. I will test this to see if I can replicate this behavior and report back in 24 -36 hours with my findings. Also, this was the only pre-quall that worked for me.



TU 660,EX 679, EQ 673,
DiscoverIT19,500 | Barney's NY,16000 | Jcrew, 8000 | Macy'sRed,12000 | Bloomingdales,9000 | Elan Visa, 5000|
P.C Richards ,4000 | Amazon, 3000 | Barclays, 3000 WalmartMC, 3000 | Target, 3400| Brooks Brothers 1,400
CAP1, 1250 | BOA,1000 | BestBuy, 1000 | American Airlines, 1300|
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Chase-Prequal-Not Showing vs Showing EX vs.Tu

They use TransUnion for the pre-qual checker, and generally pull EX for applications, but not always.

 

For my SP they pulled TU (possibly more but I haven't got any notfications on other reports yet).

 

I think for my so-far-denied FU app they pulled EX, and last summer they pulled EX when I applied for AARP as well.

 

If you have TU frozen, their pre-qual checker will not work for you.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.