Chase Prime CLI Request

[mgood]

It's been forever since Chase would allow me to request a CLI, but it did today.

I asked for an increase on my Prime Rewards card.

Got the 7-10 day message. I don't remember which number of days means a denial and which number means maybe.

When I've gotten the so-many-days message in the past, I got the increase a couple days later with no notice, no email, no nothin'. Just noticed that my available credit was higher.

Card started with a $21.3k SL. I've reduced that a couple of times to move the credit to my CSP and CFF. Currently it's sitting at $12k CL.

Chase is my biggest credit card issuer with a total exposure of $47k. I won't even be too disappointed if it's denied. The button was there, so I pushed it. Whatever.

[mgood]

No soup.

[Vinjints]

Any particular reason? They've hit me with too soon since last time message. Waiting another 1-2 months before I hit them up again. But the CLI button is there for me right now. 

[mgood]

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@Vinjints wrote:

Any particular reason? 

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"High debt relative to income"

[Zoostation1]

I guess ya win some and lose some.  I've been afraid to ask for CLIs on my most used cards cause I'm worried they'll just say no due to my exposure relative to income.  Now that C1 has Discover they're at just over 50% in CL relative to income.