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Chase Question

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jawbrkr
Established Contributor

Chase Question

I just got approved for the Freedom card just 2 days ago. If I was to apply for another Chase Card today, would they still use the samr hard pull from two days ago to review or would that require another hard pull??



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 1 of 22
21 REPLIES 21
Tszone
Regular Contributor

Re: Chase Question

They pulled again on me, just my experience.

Message 2 of 22
Anonymous
Not applicable

Re: Chase Question

It is YMMV thing.. Not a guarantee... 

Message 3 of 22
jawbrkr
Established Contributor

Re: Chase Question

Guess I should have done a two for one. 



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 4 of 22
Kb109
Frequent Contributor

Re: Chase Question

I've never applied for two cards on the same day so I can't speak on that. But I have applied for two cards in one week (Amex) and it resulted in two separate inquiries.

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 5 of 22
Anonymous
Not applicable

Re: Chase Question


@Kb109 wrote:

I've never applied for two cards on the same day so I can't speak on that. But I have applied for two cards in one week (Amex) and it resulted in two separate inquiries.


When I applied for my Freedom, I applied for the CSP right after and I believe I was pulled on 2 different bureaus, but I they only pulled for the first card in my case.

Message 6 of 22
Anonymous
Not applicable

Re: Chase Question

jawbrkr, let's do it. I'm in exactly the same boat. I appd for Slate the other day. I wanted CSP or Freedom but was nervous about trying for two. I'm considering apping for a second Chase card right now prior to all my new accounts from my recent app spree reporting in the next few weeks.
Whatdya say ??? Let's spin the credit wheel ??? What are you going for ???
Message 7 of 22
Anonymous
Not applicable

Re: Chase Question

in my experience i got the csp and freedom with one pull...

 

but it all varies

Message 8 of 22
Anonymous
Not applicable

Re: Chase Question

Welp, just appd for the CSP. Got the "we need more time to review your application. If your approved, your card will arrive in the mail in 7 - 10 days."  

I assume it'll be a decline for too many new accounts (5 on EX) or too many INQ's (12 on EX). Do you know if this does get approved if it will show on my Chase online account I created last week for my Slate approval  ??? Thanks. 

Message 9 of 22
jawbrkr
Established Contributor

Re: Chase Question


@Anonymous wrote:
jawbrkr, let's do it. I'm in exactly the same boat. I appd for Slate the other day. I wanted CSP or Freedom but was nervous about trying for two. I'm considering apping for a second Chase card right now prior to all my new accounts from my recent app spree reporting in the next few weeks.
Whatdya say ??? Let's spin the credit wheel ??? What are you going for ???

I was actually thinking of going for the CSP. CK says i have a good chance but I wonder if that is good enough? I have a very short history..almost 5 months but my file is pristine with no derogs. What do u think? Too soon? I also asked about upping my Visa to a Visa Signature but the rep told me I had to wait a year. But then she forwarded my request to the higher powers for review.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 10 of 22
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