@Anonymous wrote:
Jawbrkr, come on, jump in. The waters fine (LOL). I just got the email this morning stating "they're reviewing my app and if approved, my card should arrive within 7 day's." I won't be waiting by my mailbox. I'm expecting the decline letter, but who knows. I'm certain it's because I just appd last week for the Chase Slate. I went for the Slate as its supposedly easy to get and I was approved for 5500.CL, so if they decline CSP, I won't be upset. I'm happy to have my "foot in the door". But if you haven't appd with Chase, I'd definitely say "go for it". Your file being clean, and thin, will probably get you in. I'd app for the card you want. I wanted the Slate for the free monthly FICO score's. While the CSP would be a bonus, I have several other awards card's including AMEX PRG, DELTA PLAT, & BCP, along with Cap One QS & Venture, and Wells Fargo Propel, so I'm not heartbroken (LOL) if the CSP is declined. I'll get it in 6 - 12 month's.
😀😁😀😁
lol you're a brave soul. Do you know it if was with the same hard pull as the slate or if they pulled anew all over again?
@Anonymous wrote:
@Anonymous wrote:in my experience i got the csp and freedom with one pull...
but it all varies
Did you do the apps back to back or did you wait a day or two in between apps ?? I did the Slate app last week and the CSP yesterday. So far no alerts or a second HP. My second app, the CSP is still being reviewed. Oh well, whatever.
If you havent received an alert yet then I will guess they used the HP from last week. I dont believe it takes that long for an alert to show up. Its usually the same day or the very next day. If I am not mistaken for recons they use the same HP as long as its within 30 days of the app. So hopefully its the same for a second app a few days later than the first app.
@Anonymous wrote:
I hope that's the case. I won't mind if it's declined and I don't receive a second HP, but if it's declined and a second HP, that would really suck. But it's on me. I appd, probably should've waited and didn't, so whatever happens, approved, declined, HP again or not, I'll accept. I'll update as soon as I hear something. So far, still no second HP. Keeping my fingers crossed. I might try calling the status phone number tomorrow just to see if it's been declined.
Cool. By the way, were you pre-qualified for the CSP or did you just apply?
@Anonymous wrote:
No I was NOT prequalified for the CSP, however, I wasn't prequalified for the Slate either. I check all the lender's prequal webpages and I'm NEVER prequalified, yet I've had pretty good success. My only prequalified offer came on Cap One prequal webpage after I had my QS a month and the statement closed. Prior to that day, I showed no offers even at Cap One. I checked the "opt out" website too and I'm definitely "opt in".
I believe because I hadn't used ANY credit for almost 8 year's, and my scores were terrible (mid 500's), I wasn't getting any offers. I pulled my CR's in January and took out a few secured cards. Since than, my scores have taken off, all going over 700, with EX at 790. I'm hoping now I'll start receiving offers.
My history is 4 months old..almost five. I have only ever received offers from chase and discover. Amex didnt find any but i apped and got approved. Cap1 only gives me the secured card still. unreal, even after the cards I have. They must be really stingy...or maybe it just takes a while. Maybe once I get past 6 months.
@Anonymous wrote:
No I was NOT prequalified for the CSP, however, I wasn't prequalified for the Slate either. I check all the lender's prequal webpages and I'm NEVER prequalified, yet I've had pretty good success. My only prequalified offer came on Cap One prequal webpage after I had my QS a month and the statement closed. Prior to that day, I showed no offers even at Cap One. I checked the "opt out" website too and I'm definitely "opt in".
I believe because I hadn't used ANY credit for almost 8 year's, and my scores were terrible (mid 500's), I wasn't getting any offers. I pulled my CR's in January and took out a few secured cards. Since than, my scores have taken off, all going over 700, with EX at 790. I'm hoping now I'll start receiving offers.
Any news on your CSP? Was it approved? Ever get an alert? If not, im sure they used the same HP.