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Chase Ritz Approval Odds?

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elim
Senior Contributor

Re: Chase Ritz Approval Odds?

My stats are very similar to yours. Including a 13.6k 2010 fed tax lien on all 3. RC was my 4th Chase card at the time and almost doubled my exposure with them

 

My guess is you will get the card and have a limit higher than 10k.   GL   :]

Message 11 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?

Thanks @elim , kinda down lol . I really shouldn't be. Been on a huge role this year all kinds of crazy recon success and increases. Chase App status Automated Message says "You will be notified in writing of our decision within two weeks" 

Message 12 of 60
CreditCuriosity
Moderator Emeritus

Re: Chase Ritz Approval Odds?


@Anonymous wrote:

@Anonymous @elim , kinda down lol . I really shouldn't be. Been on a huge role this year all kinds of crazy recon success and increases. Chase App status Automated Message says "You will be notified in writing of our decision within two weeks" 


Whatever you do don't call UW/Recon or anything and speak to a live person.. Two weeks is a positive message and usually yields an approval.  Just call every few days to check the status through automated status line and you should be good and get an approval.. Best of luck and keep us updated.

Message 13 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?


@CreditCuriousity wrote:

@Anonymous wrote:

@Anonymous @elim , kinda down lol . I really shouldn't be. Been on a huge role this year all kinds of crazy recon success and increases. Chase App status Automated Message says "You will be notified in writing of our decision within two weeks" 


Whatever you do don't call UW/Recon or anything and speak to a live person.. Two weeks is a positive message and usually yields an approval. Just call every few days to check the status through automated status line and you should be good and get an approval. Best of luck and keep us updated.


This advice that CC provides has been helpful to me since I successfully landed my first Chase card ( I now have three Chase cards). Wise words. Smiley Happy

Message 14 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?


@CreditCuriousity wrote:

@Anonymous wrote:

@Anonymous @elim , kinda down lol . I really shouldn't be. Been on a huge role this year all kinds of crazy recon success and increases. Chase App status Automated Message says "You will be notified in writing of our decision within two weeks" 


Whatever you do don't call UW/Recon or anything and speak to a live person.. Two weeks is a positive message and usually yields an approval.  Just call every few days to check the status through automated status line and you should be good and get an approval.. Best of luck and keep us updated.


I'm obsessed have App Status Automated Line saved in my phone.  I had EQUIFAX Locked (I subscribe to their prem monitoring service) do you think that's what thru it into review? No HP notifications from CCT for Experian Report yet.

 

Oh, and NO emails from Chase yet either

Message 15 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?

Weirdest thing....no hard pulls from Chase recorded yet, just pulled all three 3 reports myself?

Message 16 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?


@CreditCuriousity wrote:

@Anonymous wrote:

@Anonymous @elim , kinda down lol . I really shouldn't be. Been on a huge role this year all kinds of crazy recon success and increases. Chase App status Automated Message says "You will be notified in writing of our decision within two weeks" 


Whatever you do don't call UW/Recon or anything and speak to a live person.. Two weeks is a positive message and usually yields an approval.  Just call every few days to check the status through automated status line and you should be good and get an approval.. Best of luck and keep us updated.


@CreditCuriousity - do you think it's verification and that's why there has been no hard pull yet?

Message 17 of 60
CreditCuriosity
Moderator Emeritus

Re: Chase Ritz Approval Odds?


@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@Anonymous @elim , kinda down lol . I really shouldn't be. Been on a huge role this year all kinds of crazy recon success and increases. Chase App status Automated Message says "You will be notified in writing of our decision within two weeks" 


Whatever you do don't call UW/Recon or anything and speak to a live person.. Two weeks is a positive message and usually yields an approval.  Just call every few days to check the status through automated status line and you should be good and get an approval.. Best of luck and keep us updated.


@CreditCuriousity - do you think it's verification and that's why there has been no hard pull yet?


NO HP's?  They might of tried to go after your loked EQ report... Do you still have a two week message or 7-10 day on automated phone system?  

Message 18 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?

 

CreditCuriousity wrote:

 

NO HP's?  They might of tried to go after your loked EQ report... Do you still have a two week message or 7-10 day on automated phone system?  


 

Still two week message on automated phone system, just called and checked again...That would be a bit out of the ordinary for them to only pull EQ. 

 

Edit: Also just closed all 4 of the Comenity Cards I mentioned earlier after reading Rockstar87's horror story of AA from Chase. Granted no two profiles are alike, but figured it wouldn't hurt if something came up about how many accounts I have and I could show that I closed 4 accounts at my request. Comentiy faxed letters confirming the accounts were closed immediately.

Message 19 of 60
Anonymous
Not applicable

Re: Chase Ritz Approval Odds?

I applied about 3  weeks ago and received the same we need more time to review your app.  I called the status line last night for the first time and it said I was approved with a SL of $10k and should receive the card in 7-10 days. I was convinced it was going to be a denial. Hang in there OP and let it run its course. I have 8 new accounts showing on my reports and about 10 inquiries.

Message 20 of 60
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