Chase SWRR message

[Hokies2379]

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@tntexans72 wrote:

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@Hokies2379 wrote:
It was a no go.

She wasn't happy with balances on my cards even though I have a util of under 15%.

What a waste.

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Not really. If that was the only problem, get your util % down more than apply again down the road. You'll get it then. I had to apped for the Hyatt twice to get approved. Don't give up. Good luck.

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She specifically said if it weren't for having balances on my cards, she'd override and approve.  She was willing to overlook my one collection, my high inquiries, but couldn't overlook small balances.  Seems strange.  But oh well. 

[ddemari]

Do you have other Chase cards? After they let you in, stuff like that hasn't been a problem for me. But when I got my first Chase card I had my utilzation at 1% and was approved. I had reconed 90 days prior to that and was declined because one card had a 38 % utilization and across the board I was at like 11%.

[Hokies2379]

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@ddemari wrote:
Do you have other Chase cards? After they let you in, stuff like that hasn't been a problem for me. But when I got my first Chase card I had my utilzation at 1% and was approved. I had reconed 90 days prior to that and was declined because one card had a 38 % utilization and across the board I was at like 11%.

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No.