@ladiesnhan wrote:
@coldfusion wrote:
It's impossible to predict with certainty what the outcome would be but you probably would have better odds applying for the CSP.
Chase kind of hates to be the first at anything other than being the first card out of your wallet and the first to get a payment on payday
but you already have a few cards at or near the CSP's $5K mininum starting limit. The CSR has a $10K mininum starting limit.
Longer term, with the CSP you can request limit imcreases (now only a soft pull) and after 12 months you can request a product change to a CSR if you so choose.
Thank you for all the insight. I will certainly apply for CSP and request limit increases until after a year and maybe request a product change. I was also thinking of applying for the Bilt Mastercard. Should I do that after the CSP?
I certainly wish you all the luck in whatever you decide to do. JMO, given all of the news lately, banks tightening lending, economic uncertainty abound, I don't think I would be trying a spree of sorts. High income or not, I would think that would draw yourself a lot of attention. Whatever road you take, I wish you luck. But, I'd be taking a much slower road to achieve my goals in today's economy.
