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Chase Sapphire Preferred Application Status (UPDATE)

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adelphi_sky
Frequent Contributor

Chase Sapphire Preferred Application Status (UPDATE)

Today I feel pretty good about my chance to finally get a Chase CSP. My current status since December 1st is pending for 30 days. I was cleaning out old email and discovered my two application response emails from Chase when I applied for my Marriott and IHG cards. Both had 30 day notices as well. 

 

Today I found out about Credit Karma and Credit Sesame, thanks to myfico forums. So, I signed up for Credit Karma and one of the cards they said I had a "Very Good" chance of getting approved for was a Chase Freedom card. I shouldn't draw any conslusions, but I figure if I'm good for one Ultimate Rewards card I should be okay for the other. And besides, I checked my credit card inquiries over the past 2 years. Four! Smiley Very Happy  And two of those were the Chase cards. One other was for the CSP a while back of which I got promptly denied for. (Just heard about recon calls in tihs forum as well. Probably should have done that back then.)

 

I figure at the very least, they would take some credit line from my other two Chase cards totaling $7000 and PIF. My point in getting an Ultimate Rewards card is that I can transfer points to those same hotel chains anyway. I will have more flexibility with points. 

 

I'm not too impressed with IHG. They have the whole Spire Elite member level now, but walking into a Holiday Inn Express, you'd never know. I was treated like an average person walking in. No, it's no tthe Hilton, but come on. Give me a cookie or something. Smiley Tongue Though, I would like to keep it around for the annual free night.

Message 1 of 19
18 REPLIES 18
elim
Senior Contributor

Re: Chase Sapphire Preferred Application Status

Did you check pre-qual before applying for CSP?  

Message 2 of 19
Anonymous
Not applicable

Re: Chase Sapphire Preferred Application Status

You can ignore the Credit Karma recommendations. They're nothing but paid advertising.

Message 3 of 19
adelphi_sky
Frequent Contributor

Re: Chase Sapphire Preferred Application Status


@elim wrote:

Did you check pre-qual before applying for CSP?  


No. I didn't know I had that option when I did. Honestly, the very night I applied I did some research and stumbled upon this forum. But I had already applied. I think I have learned so much in the past few days from this forum that I wish I knew before I applied. But, this is the first time I applied for a CSP and didn't get an instant denial. This is my 3rd time in as many years. 

Message 4 of 19
ridgebackpilot
Established Contributor

Re: Chase Sapphire Preferred Application Status


@adelphi_sky wrote:

Today I feel pretty good about my chance to finally get a Chase CSP. My current status since December 1st is pending for 30 days. I was cleaning out old email and discovered my two application response emails from Chase when I applied for my Marriott and IHG cards. Both had 30 day notices as well.


Have you called the Chase automated line to check the status of your applications? The rule of thumb is that if the line says you'll hear from them in "7-10 days", it's probably a denial. However, if the message is "two weeks" or "30 days" then it's likely an approval and they may simply need to verify your information. Doesn't hurt to check your status.

Experience suggests, however, that you should refrain from calling the reconsideration lines and speaking with an analyst or underwriter unless and until you receive a denial by mail. Even then, it may not do you any good but since you've already incurred an HP, you don't have much to lose. YMMV!
Message 5 of 19
adelphi_sky
Frequent Contributor

Re: Chase Sapphire Preferred Application Status


@ridgebackpilot wrote:

@adelphi_sky wrote:

Today I feel pretty good about my chance to finally get a Chase CSP. My current status since December 1st is pending for 30 days. I was cleaning out old email and discovered my two application response emails from Chase when I applied for my Marriott and IHG cards. Both had 30 day notices as well.


Have you called the Chase automated line to check the status of your applications? The rule of thumb is that if the line says you'll hear from them in "7-10 days", it's probably a denial. However, if the message is "two weeks" or "30 days" then it's likely an approval and they may simply need to verify your information. Doesn't hurt to check your status.

Experience suggests, however, that you should refrain from calling the reconsideration lines and speaking with an analyst or underwriter unless and until you receive a denial by mail. Even then, it may not do you any good but since you've already incurred an HP, you don't have much to lose. YMMV!

I've called the automated status line since I applied, each day it has been the 30-day message. So, I will wait until I either receive the cards or a denial letter. I have never even considered the recon line before reading these forums. Never knew they existed. But I will wait until I hear back from Chase before talking to a human being. 

Message 6 of 19
ridgebackpilot
Established Contributor

Re: Chase Sapphire Preferred Application Status


@adelphi_sky wrote:

I've called the automated status line since I applied, each day it has been the 30-day message. So, I will wait until I either receive the cards or a denial letter. I have never even considered the recon line before reading these forums. Never knew they existed. But I will wait until I hear back from Chase before talking to a human being. 


Good plan! And good luck. Keep us posted regarding the outcome.
Message 7 of 19
adelphi_sky
Frequent Contributor

Re: Chase Sapphire Preferred Application Status

Chase must be flooded with apps this month. I JUST recieved their application email stating that they will contact me within 30 days. When I saw the email I thought it was a denial because it didn't say Welcome! lol  I submitted the app on Tuesday. Never got the application confirmation email. I was tempted to call Chase to see if they had the right email a few days ago. Now I guess they do. 

 

Still waiting on a decision. 

Message 8 of 19
OmarGB9
Community Leader
Super Contributor

Re: Chase Sapphire Preferred Application Status

Good luck!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 19
ridgebackpilot
Established Contributor

Re: Chase Sapphire Preferred Application Status


@adelphi_sky wrote:

Chase must be flooded with apps this month. I JUST recieved their application email stating that they will contact me within 30 days. When I saw the email I thought it was a denial because it didn't say Welcome! lol  I submitted the app on Tuesday. Never got the application confirmation email. I was tempted to call Chase to see if they had the right email a few days ago. Now I guess they do. 

 

Still waiting on a decision. 


LOL I just experienced the same thing! Received a 30-day Email early this morning for an application that I filed several days ago. At first I thought this was a new, fraudulent application. But when I called the automated status line, it was clear this was a reference to my earlier application. Whew!
Message 10 of 19
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