Chase Sapphire Preferred Application Status (UPDATE)

[adelphi_sky]

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@ridgebackpilot wrote:

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@adelphi_sky wrote:

Chase must be flooded with apps this month. I JUST recieved their application email stating that they will contact me within 30 days. When I saw the email I thought it was a denial because it didn't say Welcome! lol  I submitted the app on Tuesday. Never got the application confirmation email. I was tempted to call Chase to see if they had the right email a few days ago. Now I guess they do. 

Still waiting on a decision. 

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LOL I just experienced the same thing! Received a 30-day Email early this morning for an application that I filed several days ago. At first I thought this was a new, fraudulent application. But when I called the automated status line, it was clear this was a reference to my earlier application. Whew!

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I just got an email saying there was a new message in my private Chase inbox.  I thought that was kind of wierd for a denial or approval. But once again, it was in response to an old inquiry about a PC to Ritz Carlton. I have receive two responses on this same inquiry so far.  I hope this is not the third. If it is, I'm starting to wonder what's going on over there at Chase. They seem to be disorganized. Or they are having some serious glitches in their systems. I wonder if this is why I'm still waiting. I already mentioned that I took their suggestion and applied for the CSP. They keep telling me that I won't get the signup offers if I do a PC to Ritz Carlton. Okay. Got that. lol let's move on Chase. 

[adelphi_sky]

Woo hoo! I called the status line and the message updated from 30-days to 2 weeks! I'm still not going to call. I'll play it cool. I hope I get the cards or a verification notice before I leave for vacation. 

[Anonymous]

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@adelphi_sky wrote:

Woo hoo! I called the status line and the message updated from 30-days to 2 weeks! I'm still not going to call. I'll play it cool. I hope I get the cards or a verification notice before I leave for vacation. 

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Hey have you thought of at least calling the verification dept? You dont have to speak to the recon dept. When I applied for freedom I had the same experience. App status line said 30 days and other # said 2 weeks. After reading a few post on here I called app status # pressed 0 to talk to a customer service rep and asked to speak to the verification/fraud dept for new applications. They transferred me I answered a few identity questions and was approved and the rep expedited my card Same thing happened with my moms card. Except verification/fraud dept was closed and we had to call the next day. That time the rep gave us the direct # to that dept. Called next morning after a few questions approved. I mean it will speed up the process. But if you dont mind waiting I understand. Me personally im very impatient lol. Good luck!

[adelphi_sky]

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@Anonymous wrote:

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@adelphi_sky wrote:

Woo hoo! I called the status line and the message updated from 30-days to 2 weeks! I'm still not going to call. I'll play it cool. I hope I get the cards or a verification notice before I leave for vacation. 

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Hey have you thought of at least calling the verification dept? You dont have to speak to the recon dept. When I applied for freedom I had the same experience. App status line said 30 days and other # said 2 weeks. After reading a few post on here I called app status # pressed 0 to talk to a customer service rep and asked to speak to the verification/fraud dept for new applications. They transferred me I answered a few identity questions and was approved and the rep expedited my card Same thing happened with my moms card. Except verification/fraud dept was closed and we had to call the next day. That time the rep gave us the direct # to that dept. Called next morning after a few questions approved. I mean it will speed up the process. But if you dont mind waiting I understand. Me personally im very impatient lol. Good luck!

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Well, that was a dead end. lol  I did exactly as you said and the lady said she would connect me to the right department. Then it went to a weird recording that said it isn't the right number for some service and it hung up. lol   Is that a sign that I should just wait? lol Also, they ask for a reference number. What should be the response? 

[adelphi_sky]

And that's a wrap. Denied. I'm done with Chase. Perhaps I'm too proud. lol  But being denied leaves a bad taste in your mouth. High utilization on other cards. He mentioned a $700 balance on a Wells Fargo card with a $1000 limit. It is with a 0% promotion. WHY would I focus on that until the offer is up? Wouldn't I want to pay down higher interest cards first? That will be paid off next month anyway. 

 He also noted that I had an OPEN credit line that is close to the limit was a HELOC that was actually closed in the Spring and I can no longer draw on it. He said the credit report shows as open. I told him Im not looking to draw MORE credit. I just want to take advantage of the rewards program. Borrow from the other two co-branded cards that have zero balances? Nada. To no avail. Sigh.

I know about the tricks in this forum. But when a door is shut it is shut. I tried for this card for three years. They can have it.  Next year I will be seriously considering my relationship with Chase. It doesn't make any sense to me sometimes. But hey. They are the banks. I'll wait until they come to me next time. In the meantime I'll give Citi and Amex my love. 

It's cool. I made it to this forum a little too late to really understand what I was getting into. But I'm serious when I say I'm done with Chase until they can prove to me they want me. That may never happen. Oh well. :-) But if it was meant to be, they'll send me an invitation in the mail. 

[Anonymous]

I'm sorry OP.  The UTL kills.  I have to keep mine under 5% since I have lower scores.  I was 1% to app for United.

Well, you've got Aavantage or could do Delta/Starwood/Hilton and ED. 

[ridgebackpilot]

Sorry to hear about this setback. I'd wait 30 days, pay your other cards/loans down, make sure they report (you'll see it on your myFICO scores), and reapply.

I'll wager if you do that, you could get instantly approved for the CSP!

[adelphi_sky]

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@ridgebackpilot wrote:
Sorry to hear about this setback. I'd wait 30 days, pay your other cards/loans down, make sure they report (you'll see it on your myFICO scores), and reapply.

I'll wager if you do that, you could get instantly approved for the CSP!

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Not if that 5/24 rule applies. I was already on the cusp. I had 4. 

[adelphi_sky]

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@Anonymous wrote:

I'm sorry OP.  The UTL kills.  I have to keep mine under 5% since I have lower scores.  I was 1% to app for United.

Well, you've got Aavantage or could do Delta/Starwood/Hilton and ED. 

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Oh. I meant continue to use them for my daily spend. I'll split my daily spend between SPG and Citi Prtestige even though the point accrual sucks on Prestige.  All my Chase cards are at 0 balance. I already have AAdvantage, Prestige, AMEX SPG, and Citi HHonors.