Chase Sapphire Preferred CLI question

[Anonymous]

Based on your experience, if you opt for a CLI, what CRA do they use to make the decision? My EX and EQ can use some rest but my TU is super duper clean. Is it possible to have them target a specific CRA for the pull?

Also, when i call in for questions such as making my payment date another date, do these factors (notes to my account) consider into my approval odds? Because if so.... i'm never calling Chase again lol

[Anonymous]

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@Anonymous wrote:

Based on your experience, if you opt for a CLI, what CRA do they use to make the decision? My EX and EQ can use some rest but my TU is super duper clean. Is it possible to have them target a specific CRA for the pull?

Also, when i call in for questions such as making my payment date another date, do these factors (notes to my account) consider into my approval odds? Because if so.... i'm never calling Chase again lol

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When I requested for a CLI for my CSP Chase sent me a letter to unfreeze my EQ which I forgot that I froze my EQ report. My FICO EQ score went down this past week due to new accounts reporting and I decided not to reply to their letter and just let it go and forget the CLI. So in my experience Chase will use EQ for CLI. I don't think changing your due date will affect your CLI request, I would request the CLI request first before changing the due date... Just my .2 cents . Goodluck.

[Vegas4Play]

I have heard that Chase will not pull another bureau, even when requested or frozen.

[driftless]

Chase has only pulled EX for me.

[Scupra]

Chase has only pulled EX for me as well. Freedom and CSP as well as a CLI request on Freedom.

[Anonymous]

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@Scupra wrote:

Chase has only pulled EX for me as well. Freedom and CSP as well as a CLI request on Freedom.

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how are you gguyys only  geting one pull! I diidd do my  research and cali pulls two.....

[Scupra]

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@Anonymous wrote:

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@Scupra wrote:

Chase has only pulled EX for me as well. Freedom and CSP as well as a CLI request on Freedom.

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how are you gguyys only  geting one pull! I diidd do my  research and cali pulls two.....

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I was ready for 2 after everything I read. I am not far either, just next door in AZ. Always just one on EX though

[driftless]

I think that it really depends on the relationship you have with Chase. My wife was approved for her CSP without a HP, I received healthy CLI's to both my CSP and Freedom without a HP. My comment about which CRA they pulled was for the time that they did pull mine or DW's reports.

[Anonymous]

Apply for a Barclays card! (Yes I know you're gardening lol) They pull TU

No, approval odds have nothing to do with changing statement dates and all that stuff

[Anonymous]

My TU is clean. Wanna keep it that way just in case! No more credit apps until 2018