@yesi-ts-me wrote:
@Anonymous wrote:Here are some key points.
Open Cards and Age:
NFCU nRewards Visa (Blue Card) - $13,300 - Currently using 2k (open for 2.4 years) Auto Pay montly of $300
NFCU Flagsip rewards Visa (Black Card) - 5k - Currently using 1k (open for 2 months) Auto Pay monthly of $300
Income: >40k
Bad Marks: None
Other Loans and Debt: None
Credit Scores:
TU: 732
EX: 762
Keep calling until you get approved..
So depending on the Analyst I might be able to get it approved? 
I don't know if your interested but your nRewards that has been open for 2.5 years should be at 25k allready. I would hit the love button and when your other card is 3 months old I would ask for 25K for it as well.. If not approved they will counter. You can also ask for NavChek for 15K and you should be approved with your scores
@Anonymous wrote:
@CreditCuriousity wrote:
@yesi-ts-me wrote:
@CreditCuriousity wrote:
@Anonymous wrote:My appolgies, I thought I included that.
They denied for age of accounts.
You can try once or twice more and maybe get an analyst that might be willing to overturn it... Ya Chase typically likes to see a year, but obviously that isn't always the case as other people make the Freedom or CSP there first card, so kinda double standards. No one really knows what chase is really looking for to be quite honest. Worth another recon or two imo.. If not, try once your accounts get a year old if the recons are declined.
agreed, I thought I read someone with a 6 month history got approved for a 7000 line unless I read it wrong. Recon, Recon, Recon. It doesn't make sense for them to not approved you.
Someone yesterday with no credit history other then AU user on parents account got freedom and csp for 7k each... blew my mind and only a college student.. What he.she put for income I have no clue as it really doesn't add up. Anyways, deffinetly recon
lol, that was me. I have $35k in income, so I have no idea why you wouldn't be approved. My approval could have been something of a fluke, although I have seen a few others with the Freedom as their first card, albeit with lower limits. Good luck with the recon!
Nothing personal, still just blew my mind.. 35k is alot more then I thought a college student would make though, good for you!. I make over 100k and got approved for 4k with 1% util...Go figure, although I do have a questionable credit past although quite a big file. So obviously they liked you! Only if I knew what I knew in college what I know now lol
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
@yesi-ts-me wrote:
@CreditCuriousity wrote:
@Anonymous wrote:My appolgies, I thought I included that.
They denied for age of accounts.
You can try once or twice more and maybe get an analyst that might be willing to overturn it... Ya Chase typically likes to see a year, but obviously that isn't always the case as other people make the Freedom or CSP there first card, so kinda double standards. No one really knows what chase is really looking for to be quite honest. Worth another recon or two imo.. If not, try once your accounts get a year old if the recons are declined.
agreed, I thought I read someone with a 6 month history got approved for a 7000 line unless I read it wrong. Recon, Recon, Recon. It doesn't make sense for them to not approved you.
Someone yesterday with no credit history other then AU user on parents account got freedom and csp for 7k each... blew my mind and only a college student.. What he.she put for income I have no clue as it really doesn't add up. Anyways, deffinetly recon
lol, that was me. I have $35k in income, so I have no idea why you wouldn't be approved. My approval could have been something of a fluke, although I have seen a few others with the Freedom as their first card, albeit with lower limits. Good luck with the recon!
Nothing personal, still just blew my mind
Most of the income is in the form of VA education benefits for room and board, which are deposited to my bank account so count as income for the card companies, but isn't actually.