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Chase Sapphire Preferred Pre-approved Offer! (UPDATE - Denied)

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Beast26
Established Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

What timeframe will I have to do this?  I can't do it during business hours until Wednesday when I am off.  Or Saturday but would supervisors be available on weekends?





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 31 of 40
Harvey26
Valued Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

@Beast26 They are always avaliable. Dont be afraid worse they can say is no. But I am willing to bet they will be able to reconsider it.

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 32 of 40
Beast26
Established Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

Ok I will try again tomorrow when I have a day off.  Hopefully they reconsider.  Wouldn't even have applied if I thought 5/24 rule would still hold me back.  Why would they keep sending emails and "you're already approved" offers if they are just going to deny me for 5/24.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 33 of 40
FinStar
Moderator Emeritus

Re: Chase Sapphire Preferred Pre-approved Offer!


@Beast26 wrote:

Ok I will try again tomorrow when I have a day off.  Hopefully they reconsider.  Wouldn't even have applied if I thought 5/24 rule would still hold me back.  Why would they keep sending emails and "you're already approved" offers if they are just going to deny me for 5/24.


Only certain offers can bypass 5/24, not all.  Also, when pre-screened offers are made, they are still subject to final credit approval as the fine print in your offer states.

 

Did the 2nd reconsideration attempt work out as expected @Beast26?

Message 34 of 40
FinStar
Moderator Emeritus

Re: Chase Sapphire Preferred Pre-approved Offer!


@Beast26 wrote:

What timeframe will I have to do this?  I can't do it during business hours until Wednesday when I am off.  Or Saturday but would supervisors be available on weekends?


What was the outcome on this @Beast26?  

Message 35 of 40
Beast26
Established Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

I decided not to call back out of pure laziness and wasn't in the mood to beg for a card for 30mins.  How long do I have to recon?





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 36 of 40
FinStar
Moderator Emeritus

Re: Chase Sapphire Preferred Pre-approved Offer!


@Beast26 wrote:

I decided not to call back out of pure laziness and wasn't in the mood to beg for a card for 30mins.  How long do I have to recon?


30 days from application date, so if you applied on 7/2, then you have roughly ~13 days.  Their UW department is not typically open on Sundays.

Message 37 of 40
Beast26
Established Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

Ok I will try Monday and report back.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 38 of 40
Beast26
Established Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

Quick question.  Will they try to hard pull me for recon?





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 39 of 40
Beast26
Established Contributor

Re: Chase Sapphire Preferred Pre-approved Offer!

I just called again and the other lady said the same thing about being over 5/24 so I just left it alone and chalked it up to a no.  I mentioned that they keep sending things that said I was pre-approved and she said those things are just marketing so I'm going to leave it at that.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 40 of 40
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