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What timeframe will I have to do this? I can't do it during business hours until Wednesday when I am off. Or Saturday but would supervisors be available on weekends?
@Beast26 They are always avaliable. Dont be afraid worse they can say is no. But I am willing to bet they will be able to reconsider it.
Ok I will try again tomorrow when I have a day off. Hopefully they reconsider. Wouldn't even have applied if I thought 5/24 rule would still hold me back. Why would they keep sending emails and "you're already approved" offers if they are just going to deny me for 5/24.
@Beast26 wrote:Ok I will try again tomorrow when I have a day off. Hopefully they reconsider. Wouldn't even have applied if I thought 5/24 rule would still hold me back. Why would they keep sending emails and "you're already approved" offers if they are just going to deny me for 5/24.
Only certain offers can bypass 5/24, not all. Also, when pre-screened offers are made, they are still subject to final credit approval as the fine print in your offer states.
Did the 2nd reconsideration attempt work out as expected @Beast26?
I decided not to call back out of pure laziness and wasn't in the mood to beg for a card for 30mins. How long do I have to recon?
@Beast26 wrote:I decided not to call back out of pure laziness and wasn't in the mood to beg for a card for 30mins. How long do I have to recon?
30 days from application date, so if you applied on 7/2, then you have roughly ~13 days. Their UW department is not typically open on Sundays.
Ok I will try Monday and report back.
Quick question. Will they try to hard pull me for recon?
I just called again and the other lady said the same thing about being over 5/24 so I just left it alone and chalked it up to a no. I mentioned that they keep sending things that said I was pre-approved and she said those things are just marketing so I'm going to leave it at that.