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Chase Sapphire approved - then not!

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Scupra
Super Contributor

Re: Chase Sapphire approved - then not!

So happy that you were approved! Cross your fingers for my app at the end of this month Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 21 of 24
Anonymous
Not applicable

Re: Chase Sapphire approved - then not!

-wishing you the best! Something I learned, a little too late, may help you. If you can, pay any balances that you can off your card, dont wait for the payment date, a few days before the application. One of my FICO scores would have increased by 20 points according to the FICO estimator if I had done that before applying.

Message 22 of 24
Scupra
Super Contributor

Re: Chase Sapphire approved - then not!


@Anonymous wrote:

-wishing you the best! Something I learned, a little too late, may help you. If you can, pay any balances that you can off your card, dont wait for the payment date, a few days before the application. One of my FICO scores would have increased by 20 points according to the FICO estimator if I had done that before applying.


Haha, I've been planning my app for about two months now. Just paid all balances off besides one sitting at less than 20% util. Hoping it pushes me over the 730 mark! I have, and use the crap out of, my Chase Freedom so hopefully that helps. Not too many stories of people with BK who have one Chase card and apply for another Smiley Very Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 23 of 24
Anonymous
Not applicable

Re: Chase Sapphire approved - then not!

Congrats. Enjoy the card.

Message 24 of 24
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