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So happy that you were approved! Cross your fingers for my app at the end of this month ![]()
-wishing you the best! Something I learned, a little too late, may help you. If you can, pay any balances that you can off your card, dont wait for the payment date, a few days before the application. One of my FICO scores would have increased by 20 points according to the FICO estimator if I had done that before applying.
@Anonymous wrote:-wishing you the best! Something I learned, a little too late, may help you. If you can, pay any balances that you can off your card, dont wait for the payment date, a few days before the application. One of my FICO scores would have increased by 20 points according to the FICO estimator if I had done that before applying.
Haha, I've been planning my app for about two months now. Just paid all balances off besides one sitting at less than 20% util. Hoping it pushes me over the 730 mark! I have, and use the crap out of, my Chase Freedom so hopefully that helps. Not too many stories of people with BK who have one Chase card and apply for another ![]()
Congrats. Enjoy the card.