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Chase Slate Application

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Anonymous
Not applicable

Chase Slate Application

I apped last night after looking at the prequal site and for the first time got a 7-10 day message.  They pulled TU today.  The automated message still says being reviewed.  Is this likely a denial?  I am about to pay my college loans off and my AAoA is going to tank so I wanted a third Chase card before that happened.

Message 1 of 9
8 REPLIES 8
kdong1996
Regular Contributor

Re: Chase Slate Application

Most likely just a verification issue. Try giving them a call tomorrow at 888-245-0625 Good luck!

Message 2 of 9
FinStar
Moderator Emeritus

Re: Chase Slate Application

It could be either or.  Contact them tomorrow to learn more about the status of the app.

Message 3 of 9
Kenny
Moderator Emeritus

Re: Chase Slate Application


@Anonymous wrote:

I apped last night after looking at the prequal site and for the first time got a 7-10 day message.  They pulled TU today.  The automated message still says being reviewed.  Is this likely a denial?  I am about to pay my college loans off and my AAoA is going to tank so I wanted a third Chase card before that happened.


Your AAoA will not tank simply because you will pay off your loans. (I hope you realize this.) It will only be affected years from now when they age off.

Message 4 of 9
Anonymous
Not applicable

Re: Chase Slate Application

Well thanks for the info.  The student loans have been reporting for 16 years.  My first credit card was obtained in July 2014.  I thought once my college loans were paid in full that I would be looking at 3 months of AAoA.  I know things report 10 years after being closed but I thought 16 years of an open account getting shut would affect my (open) AAoA.  I am single, car is paid for and I owe no rent payments.

Message 5 of 9
Anonymous
Not applicable

Re: Chase Slate Application

Just checked the Chase prequalified site again and the Slate is still showing up.

Message 6 of 9
Anonymous
Not applicable

Re: Chase Slate Application

so ? any updates? : 

Message 7 of 9
Anonymous
Not applicable

Re: Chase Slate Application

I called in answered a few questions and then got DENIED!  Was very understandable.  I haven't even had my first Chase card a month yet.  Paid the CSP in full (due date is 4/18/2015).  Freedom payment isn't due until 4/18/2015.

Message 8 of 9
chalupaman
Super Contributor

Re: Chase Slate Application


@Anonymous wrote:

I called in answered a few questions and then got DENIED!  Was very understandable.  I haven't even had my first Chase card a month yet.  Paid the CSP in full (due date is 4/18/2015).  Freedom payment isn't due until 4/18/2015.


Give it a few months and try it again. I'd wait about two or three.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 9
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