Chase Slate Recon Denial

[Anonymous]

Just tried my first recon and failed.... I have to admit I do have quite a few inquires on my Equifax report. My score is about a 640 and he said I had too many inquires and too many late payments. 

[Existentialist]

U took a chance and it didnt work out (not surprisingly mind u) so now U need to be about the bizness of cleaning up the negatives and staying consistent. Keep pressing forward. And if you app again for Chase definitely research their approval criteria beforehand.

[Anonymous]

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@Anonymous wrote:

Just tried my first recon and failed.... I have to admit I do have quite a few inquires on my Equifax report. My score is about a 640 and he said I had too many inquires and too many late payments. 

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Sorry to hear.. If you don't mind me asking how many inquiries d oyou have and what card did you apply for?

[Kirmie2010]

Ive failed every recon I tried, only time I was approved is when I didnt know it was a recon and kinda wasnt.  (I was already approved, when I called he took it as a recon of initial CLI and gave me a CLI)

Ive never yet had the chance to talk to someone and actually explain whats on my reports.  Recons for me go, can I?  No, thanks bye.  Someday we will get those lovely recon specialists who seem like your mother

[Booboo71]

To the OP I was like you at one time with Chase. Never could get approved and recon was a joke. Always too many inquiries and why did this account go into collections from 5 years ago. I felt like and did explain myself but never had any success. Finally in December when I was on my amazon account I saw an offer for the Amazon chase visa card. I was like what the heck, I'll try again! Well, I was approved! after that I have been able to get

Freedom

Slate

Ritz carlton siggy and 

Disney visa

Just give it 3-6 months and maybe do the prequalify on their site or apply for the amazon visa. The amazon visa got my foot into the door with them! Good luck!

[Anonymous]

Sorry to hear.  Just keep going.  Try to get the negatives off.  And give your other cards a lot of usage.  Try again later & you'll get there.  

[Anonymous]

You'll get it! Just work on your credit and try again in six months!