U.S. Bank Cash+ 7-10 day message

[2011beginnings]

Just app'd and got this message:

We're unable to provide a decision about your application at this time. We apologize for the inconvenience. You will be notified of the decision via U.S. Mail in 7-10 business days.

Is this typical for them?

[CreditCuriosity]

99% or US Banks apps are manually reviewed... So don't think to much into it.. Or can call the UW # and check the status of app or choose to speak to UW if automated system doesn't give you answer you desire..  

[ddemari]

Call the status line and if u arent declined already then good chance

[2011beginnings]

Called the status line and stated I wasn't approved. What gives.

[Anonymous]

They are really slow! dont sweat it.

[denver133]

Got the same message 2 days ago.  Everytime I have called the number it states my application is still in process.  Hopefully I will get the approval tomorrow!  

[ddemari]

Us bank is hard. I applied a few months back got a 7 to 10 day message.
Called the status line 2 minutes later, denied.
Tu fico 04 744, denial stated serious delinquency recently ( a paid 300 dollar charge off from feb. 2010)
Revolving installment loan balances to high( student loans have been in repayment for 2years paying on the standard repayment plan) which i pay 1100 dollars and an extra 200 a month on)
Inquiries ans new accounts

I wont touch them till i have a year of no new apps. I applied for a checking account online and denied that. Im like **bleep**! I have no bad banking hiatory with checkings.
They just dont like me.

[Anonymous]

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@2011beginnings wrote:
Just app'd and got this message:

We're unable to provide a decision about your application at this time. We apologize for the inconvenience. You will be notified of the decision via U.S. Mail in 7-10 business days.

Is this typical for them?

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Just checking the status line is not enough.  Call the credit department directly and they will tell you what is going on.  Here is the number...

US Bank: 800-947-1444, 800-685-7680 (Underwriting)

[chalupaman]

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@2011beginnings wrote:
Just app'd and got this message:

We're unable to provide a decision about your application at this time. We apologize for the inconvenience. You will be notified of the decision via U.S. Mail in 7-10 business days.

Is this typical for them?

---

Very normal for US Bank. If you applied on like a Monday or Tuesday, they'll be able to give you a decision by Friday basically. Sometimes they can do it sooner. It depends. Call them in a few days to see what's up.

[2011beginnings]

It's cool. I only applied for the 5% off phone bill because it would be free money back haha