Just called the reconsideration line and he asked some questions and put me on hold and came back and said he was able to get my decision overturned to approved.
Im a believer in calling them. As long as you are calm and answer them, it has worked for me every time. I would rather know up front than to let them assume anything about me from a report. I actually had a nice chat with one of the credit analysts. My .02 worth...
BLH
and congrats!
BLH