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Chase and Amex applications on the same day ?

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Anonymous
Not applicable

Chase and Amex applications on the same day ?

I will be apping for both the Chase Freedom and Amex BCE next week.
They both are known to pull Ex and Chase sometimes Tu.
I will be applying for the Chase Freedom first of course and then the BCE.

Does anyone see anything wrong with applying for both of these cards on the same day ?
I only have 2 other cards which both have a 0% ballance and no apps for ccds in the last 18 mos.

These are my top two cards to get to raise my credit scores. Giving me a total of 4 ccds.

I have 3 active installment loans
No latest and no derogs on both my Ep and Tu.
Eq has 2 derogs.

Opinions would be greatly appreciated !
18 REPLIES 18
Gmood1
Super Contributor

Re: Chase and Amex applications on the same day ?

Chase may pull EQ and EX. Nothing wrong with apping for both same day. I'd hit Chase first. Any other cards you want with Chase? I'd suggest you two for one when possible. Amex doesn't care about inqs or new accounts.
Message 2 of 19
Anonymous
Not applicable

Re: Chase and Amex applications on the same day ?

I'm not sure what else Chase has that I would need.
I don't do much traveling.
Not now anyways, but my wife has been talking about going on a trip to Vegas next year. Other than that, not much traveling at all.
What would you suggest if I app for 2 chase cards ?
Of course I would prefer for cards that would suit my needs.
Message 3 of 19
Gmood1
Super Contributor

Re: Chase and Amex applications on the same day ?

Well depending on who you fly with or hotels you use. Chase may have a card that will make the flights free or the hotel stays free. I would go over to the site and look through what they have to offer. In the future you could move the limits to your preferred card or cards and close the account.
Message 4 of 19
Anonymous
Not applicable

Re: Chase and Amex applications on the same day ?

If I app for two of their cards, will it only be one hard pull ?
And also, it seems logical to app for the Freedom first, and after approval app for the additional card ?
Message 5 of 19
Gmood1
Super Contributor

Re: Chase and Amex applications on the same day ?

Yes it's only one set of pulls if done on the same day. App using two different browsers.(for example Chrome and Explorer)Wait at least two minutes and then do second app.

Message 6 of 19
simplynoir
Mega Contributor

Re: Chase and Amex applications on the same day ?


@Gmood1 wrote:

Yes it's only one set of pulls if done on the same day. App using two different browsers.(for example Chrome and Explorer)Wait at least two minutes and then do second app.


This is actually very nice to know.

Message 7 of 19
Anonymous
Not applicable

Re: Chase and Amex applications on the same day ?

Thanks.
That is great informaton !
Message 8 of 19
Gmood1
Super Contributor

Re: Chase and Amex applications on the same day ?

You could also clear browser history and use the same browser. I've seen Chase's system get confused if you don't use a different browser or clear the browser history. The second app won't register and present the same screen of approval or processing lingo from the first app.

Message 9 of 19
Anonymous
Not applicable

Re: Chase and Amex applications on the same day ?

Should I apply to any chase card if I don't get preapproved for that card ?
Message 10 of 19
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