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Chase app with EQ locked

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tbea1004
Frequent Contributor

Chase app with EQ locked

Is it possible to app with chase with EQ report locked? Will they pull TU instead or does EQ have to be unlocked?

Message 1 of 12
11 REPLIES 11
Meanmchine
Super Contributor

Re: Chase app with EQ locked

Why dont you just unlock EQ so that Chase can pull it?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching
Message 2 of 12
Anonymous
Not applicable

Re: Chase app with EQ locked

It's possible for my location. Chase pulls TU and EX for where I live, I apped for CSR last December with EQ frozen and was approved.

Message 3 of 12
Anonymous
Not applicable

Re: Chase app with EQ locked

Doubt very much they will pull Equifax.

Message 4 of 12
Anonymous
Not applicable

Re: Chase app with EQ locked


@Anonymouswrote:

Doubt very much they will pull Equifax.


What makes you think that?  Chase has pulled EQ every time that I have applied with them.  It is dependent on your location and credit file.  Chase often pulls 2 CRAs for applications.

Message 5 of 12
tbea1004
Frequent Contributor

Re: Chase app with EQ locked

Irish what will they do if EQ is locked?
Message 6 of 12
Anonymous
Not applicable

Re: Chase app with EQ locked


@Anonymouswrote:

@Anonymouswrote:

Doubt very much they will pull Equifax.


What makes you think that?  Chase has pulled EQ every time that I have applied with them.  It is dependent on your location and credit file.  Chase often pulls 2 CRAs for applications.


You have a point and I stand corrected when it comes to geographics. I dont agree that it has anything to do with your credit file. What exactly do you mean by that? 

 

Also, i am very aware they usually pull two bureaus. As they have always done that with my two approvals. Always Experian and Transunion. I'm in Boston.

Message 7 of 12
Anonymous
Not applicable

Re: Chase app with EQ locked


@tbea1004wrote:
Irish what will they do if EQ is locked?

If your so concerned, just thaw it out. Do you have baddies on EQ you don't want them to see?

Message 8 of 12
tbea1004
Frequent Contributor

Re: Chase app with EQ locked

Had some identity theft. EX and TU already finished disputes, just waiting on EQ to finish. I guess I will just wait until they are done.
Message 9 of 12
Loquat
Moderator Emeritus

Re: Chase app with EQ locked


@tbea1004wrote:
Had some identity theft. EX and TU already finished disputes, just waiting on EQ to finish. I guess I will just wait until they are done.

Like you said, I too would just wait.  No need to waste time app'ing with frozen reports.  And there is a very thin line about discussing app'ing with frozen reports around these here parts.  Best of luck to you if and when you do decide to apply. 

Message 10 of 12
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