Chase app

[Anonymous]

Is the phone auto line the final say or will an underwriter still change it?

I've been denied many times for previous CO on a card they purchased from another bank - wamu.

Also denied always on recon for that.

The phone said 30 days for a week and now says approved for my 2nd highest CL. Was wondering if it still goes to review after the phone says approved.

Thank you

[sjt]

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@Anonymous wrote:
Is the phone auto line the final say or will an underwriter still change it?

I've been denied many times for previous CO on a card they purchased from another bank - wamu.

Also denied always on recon for that.

The phone said 30 days for a week and now says approved for my 2nd highest CL. Was wondering if it still goes to review after the phone says approved.

Thank you

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If the phone line says "approved" then your approved. Congrats!

How old was the charge off and how much was it? Whats your score?

[Anonymous]

8 years ago for 7300.

Pulled EX 751 and EQ 760.
18 new accounts last 2 years rebuilding.

[sjt]

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@Anonymous wrote:
8 years ago for 7300.

Pulled EX 751 and EQ 760.
18 new accounts last 2 years rebuilding.

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Wow. Im suprised you got passed the 5/24 rule.

[Anonymous]

It was for the Amazon visa. It's not part of 5-24 i think

[Anonymous]

woah, chase with a 7K CO? and they are beating me up over 1.5K?

Whats the deal with chase!

[Anonymous]

Congratulations!! I just got approved for this card too, a $3k limit. I had a $5k CO back in 2010 also. They pulled EXP and my score is 665, plus my report still shows several old baddies.

So, are we officially "back in" with Chase, even though it's a co-branded card?

I did try to app for the Chase Freedom Unlimited the same day but got declined. Well, I should say I
got the 7-10 day which I assume is decline. Phone line says under review. I've opened more than 5 accts I the past year though.

[sjt]

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@Anonymous wrote:

woah, chase with a 7K CO? and they are beating me up over 1.5K?

Whats the deal with chase!

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Its probably because you applied for the CSR and the poster applied for the Amzaon Visa Card.