Chase automated application status 2 weeks vs 30 days??

[csryang]

When you called the automated line (1-800-432-3117)...

if it's 7-10 days, it most likely will be a denial. If it's 2 weeks/30 days, it's more likely to be an approval.

Can someone provide data points or thoughts on the differences between "2 weeks" vs "30 days"? One means more verification needed?

[Anonymous]

I received a "letter within 30 days", called and was told that the application was denied.

[CreditCuriosity]

Not honestly sure of the difference between the 2 weeks and the 30 day message by phone, both are a pretty good sign.. Could be the card that determines the message?  Just a guess.  Not sure if one or another means verification as I have got both a 30 day and a two week message by automated system and no verification needed, just took a few days for each approval of waiting it out vs. calling in.

[Anonymous]

I've only ever gotten the 30-day message via automated phone system. Both were approval, one with verification, the other approved the next day, YMMV.

[DailyDriver]

I just app'd for the CSP. 

Online it said 7-10 days (on a Saturday). I called the automated line on Monday, and it changed to letting me know in 30 days by writing. I checked my Chase account today, and the CSP is there.

In the order from Chase:

Freedom: 5k (started around 3.5, and received a CLI)

United: 10k (originally 15k)

Slate: 7.2k (started at 2.2, moved $5k from United to take advantage of the balance transfer)

CSP: (10.3k, competitive with Discover and Amex, considering how much exposure Chase has with me).

I also have a Chase checking account with direct deposit. I was thinking of closing it when the 10% bonus with the Freedom fell off, but now I am happy I have kept it open.

[Anonymous]

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@csryang wrote:

When you called the automated line (1-800-432-3117)...

if it's 7-10 days, it most likely will be a denial. If it's 2 weeks/30 days, it's more likely to be an approval.

Can someone provide data points or thoughts on the differences between "2 weeks" vs "30 days"? One means more verification needed?

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When I applied I got the 30 day email + the 30 day auto lady. Later went to the horrid 7-10 day recieved a letter for address verification that I sent in a week ago. Now I am just sitting on my hands since as of yesterday they still have nothing in the system according to whoever I called. So who know what will happen I have heard people just get the card in the mail after some time and or it just shows up in their Chase account.

[Anonymous]

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When I applied I got the 30 day email + the 30 day auto lady. Later went to the horrid 7-10 day recieved a letter for address verification that I sent in a week ago. Now I am just sitting on my hands since as of yesterday they still have nothing in the system according to whoever I called. So who know what will happen I have heard people just get the card in the mail after some time and or it just shows up in their Chase account.

So really who knows what all these diffent time frame periods really mean. 

[Anonymous]

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@Anonymous wrote:

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When I applied I got the 30 day email + the 30 day auto lady. Later went to the horrid 7-10 day recieved a letter for address verification that I sent in a week ago. Now I am just sitting on my hands since as of yesterday they still have nothing in the system according to whoever I called. So who know what will happen I have heard people just get the card in the mail after some time and or it just shows up in their Chase account.

So really who knows what all these diffent time frame periods really mean. 

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     justme- I feel your pain! I have been listening to the automated line say "2 weeks" for the last 12 days I hate waiting. Good luck on your app! 

[ThriftySaver]

I opened a bank account with Chase for $30k and was told they could request Chase to give special consideration if you get denied for a card. I applied on friday and today automated system still says wait 30 days. I have perfect credit over 820 but just my salary is low but i have savings

[thummel]

When I applied for my Chase Amazon I got the 30 day message on the application page. Checked automated line and it said two weeks then switched to 30 days. On I think the 13th day it showed up in my online account center. No calls or verification from Chase.