Yesterday I logged onto my account and to my surprise I see there were offers for me for the CSP and Freedom Unlimited.I already have Freedom and Slate .Total shocker!
My scores recently dropped due to heavy credit usage, my Utilization is at 53%. Plus Schnchrony closed all my accounts since I didnt want to provide the 4506-T that further decreased my score. I have so a lot of inquires over 40+ on all 3 credit bearus. Im in the low 600's.
I figured why not apply for the CSP since I have been wanting it for awhile and I got the 30 day message. I automatically called the Fraud dept answered a few questions and was approved for $5K.
I then applied for the Freedom Unmlimited knowing I was going to get denied because Chase doesnt like to approve more than one credit card I went ahead called the Fraud dept answered a few questions. She then told me I was going to recieve a letter in the mail within 2 weeks. I hung up after the call and called the recon line and sure enough it was denied for too many cards and inquires. I asked if they can hopefully reconsider and he placed me on hold for about 5 minutes and I was approved for only $500.
So yes you can apply for more than one and get approved. Also I am way over the 5/24 rule. I have opened more than 20 accounts this past year since I started rebuilding this year. 
@lily04 wrote:Yesterday I logged onto my account and to my surprise I see there were offers for me for the CSP and Freedom Unlimited.I already have Freedom and Slate .Total shocker!
My scores recently dropped due to heavy credit usage, my Utilization is at 53%. Plus Schnchrony closed all my accounts since I didnt want to provide the 4506-T that further decreased my score. I have so a lot of inquires over 40+ on all 3 credit bearus. Im in the low 600's.
I figured why not apply for the CSP since I have been wanting it for awhile and I got the 30 day message. I automatically called the Fraud dept answered a few questions and was approved for $5K.
I then applied for the Freedom Unmlimited knowing I was going to get denied because Chase doesnt like to approve more than one credit card I went ahead called the Fraud dept answered a few questions. She then told me I was going to recieve a letter in the mail within 2 weeks. I hung up after the call and called the recon line and sure enough it was denied for too many cards and inquires. I asked if they can hopefully reconsider and he placed me on hold for about 5 minutes and I was approved for only $500.
So yes you can apply for more than one and get approved. Also I am way over the 5/24 rule. I have opened more than 20 accounts this past year since I started rebuilding this year.
I'm really starting to wonder if this is a seasonal relaxation of the rules figuring customers will spend big through Christmas, or if we're seeing a shift from 5/24 going from being a call it 95% enforced rule to something much much lower... namely if they don't want you as a customer (however they define that) it's a denial reason that can't be argued.
Congrats though, go toss this experience up in approvals
