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Chase did 2 HP

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oldman425
Frequent Contributor

Chase did 2 HP

So I applied for the Chase Slate Card on 12/31/16 and received the 7-10 day message, no biggie.  Today I see that they pulled my credit twice so I called in to do a recon and I was told that not enough time has passed for them to gove me an answer.  Strange.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 1 of 15
14 REPLIES 14
elim
Senior Contributor

Re: Chase did 2 HP

Borderline profiles are pulled x2. Mine were EX and TU.

Message 2 of 15
Anonymous
Not applicable

Re: Chase did 2 HP


@oldman425 wrote:

So I applied for the Chase Slate Card on 12/31/16 and received the 7-10 day message, no biggie.  Today I see that they pulled my credit twice so I called in to do a recon and I was told that not enough time has passed for them to gove me an answer.  Strange.


twice on 1 bureau?

 

That happened to me on PenFed. I called PenFed and was told they had no idea of a 2nd HP and advised me to call EQ. I went to EQ website and disputed the 2nd HP.

 

2nd HP has no impact on my score but still though, I could have use that HP for something else.

Message 3 of 15
oldman425
Frequent Contributor

Re: Chase did 2 HP

Experian on 12/31 and then Equifax 1/1.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 4 of 15
Anonymous
Not applicable

Re: Chase did 2 HP


@oldman425 wrote:

Experian on 12/31 and then Equifax 1/1.


@Oh ok.. Now I see what @Elin is saying..

 

 

Message 5 of 15
Credit-hoarder
Valued Contributor

Re: Chase did 2 HP


@elim wrote:

Borderline profiles are pulled x2. Mine were EX and TU.


This is more than likely true. Everything I've ever app'd for with Chase resulted in a pull on both EX and EQ.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 6 of 15
fullstackdev
Established Contributor

Re: Chase did 2 HP


@Credit-hoarder wrote:

@elim wrote:

Borderline profiles are pulled x2. Mine were EX and TU.


This is more than likely true. Everything I've ever app'd for with Chase resulted in a pull on both EX and EQ.


Ditto. Chase has always been a double-pull for me.

Rebuilding
Message 7 of 15
oldman425
Frequent Contributor

Re: Chase did 2 HP

Thanks for the info!

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 8 of 15
9CLINE
Valued Contributor

Re: Chase did 2 HP

Don't sweat it too much , don't like it obviously but that was the case with both mine 3yrs. ago, then closed old freedom and opened new one last mth with a 790 EX and 792 TU & 5% Util. same thing,so that is just how it is for some of us...Hopefully you'll get the approval..Good Luck !!!!!!!!

Message 9 of 15
myjourney
Super Contributor

Re: Chase did 2 HP


@9CLINE wrote:
Don't sweat it too much , don't like it obviously but that was the case with both mine 3yrs. ago, then closed old freedom and opened new one last mth with a 790 EX and 792 TU & 5% Util. same thing,so that is just how it is for some of us...Hopefully you'll get the approval..Good Luck !!!!!!!!

@ 9CLINE Hello stranger 

 

OP Chase loves me so much 

That inspite of not being borderline they double pulled me each and every time 

1st app EX EQ ....geeez 

 

At one point Chase was rumored that if you applied for 2 cards at same time it would result in 1 HP 

So I tried that since I wanted 2 cards anyway 

Well low and behold the love was priceless this time 

 

1st app EX EQ

2nd app TU guess I should feel loved that they didn't double this one ....yeah right

WTH with this much love I think I prefer single again Chase Smiley Very Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 15
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