Chase explorer card CLI question?

[Fico_2020]

I have a chase explorer card since 2015 with a SL of $8500. During the last 7 years, this limit has not increased at all automatically and I have also not requested any CLI.

I understand the chase CLI are usually a HP; so how should I approach to get a CLI on this card. My current score on all three agencies around 750.

TIA

[coldfusion]

If you put regular significant spend on the card, have maintained a perfect payment history over the life of the card, and are reasonably diligent at updating your income when Chase asks you've been taking the appropriate steps to get an auto-CLI out of Chase.   There is no crystal ball that we can peer into and give anything that isn't speculative as to odds or timeline to getting one.

If you're willing to roll the dice and take an (probably) Experian hard pull go ahead and request a CLI. Odds are better if you use the card heavily and haven't recently been seeking credit elsewhere.  With an active Chase card and FICO scores in the 750 range it's a pretty safe bet you don't have any recent derogs reporting which is always a good thing with Chase.

[SouthJamaica]

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@Fico_2020 wrote:

I have a chase explorer card since 2015 with a SL of $8500. During the last 7 years, this limit has not increased at all automatically and I have also not requested any CLI.

I understand the chase CLI are usually a HP; so how should I approach to get a CLI on this card. My current score on all three agencies around 750.

TIA

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You call them and apply. It's always a hard pull.

Sometimes Chase gives auto CLI's if you use the card heavily for a while.