Chase freedom cli ?!

[Anonymous]

I have had the freedom for 2 yrs the others are fairly new 

[Anonymous]

But by doing that I loose the visa signature right !? 

[Anonymous]

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@Anonymous wrote:

But by doing that I loose the visa signature right !? 

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What is your APR on the Freedom?

And no, once you get a card with Visa Signature, you don't lose that until it's time for them to "renew" it, or you get a new account number from what i've read.

[Anonymous]

The apt on the freedom is pretty up there I believe 22 ...  My United is 15 though 

[Anonymous]

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@Anonymous wrote:

The apt on the freedom is pretty up there I believe 22 ...  My United is 15 though 

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I would close it, roll it's limit into your Slate and reapply for it. Check Chase pre-approvals and see if you are pre-approved for it with a lower after-promo rate.

[Anonymous]

But then my aaoa would take a nose dive. If anything I'll app for csp , transfer from cl from the united if needed , and if no , close united transfer limit to freedom IF I don't need it to open a csp 

[Anonymous]

I'd much rather close a card that I have "just in case" I ever fly United .... I'm the southwest  , jetblue Cheap ticket kind of guy  

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Is it worth a try to ask them to raise my credit limit to 5,000 ? It's at 1,000 and I have had the card for 2 years I would be using this card a lot more often if it had a higher credit limit on it !  The balance on it is $0.00 pretty much because of that . I have 4 other credit cards with credit lines over 2k so I'm a little bummed that im not showing one of my favorite cards any love  income is 26k  total credit lines 18k with balances of  3.8k 

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Not worth the HP, IMHO.

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Do they always do HP for CLI? Everytime I asked an increase, they just tell me you have an offer for $xxxx dollar and I say OK i'll take it. Never get a HP from them for CLI.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Is it worth a try to ask them to raise my credit limit to 5,000 ? It's at 1,000 and I have had the card for 2 years I would be using this card a lot more often if it had a higher credit limit on it !  The balance on it is $0.00 pretty much because of that . I have 4 other credit cards with credit lines over 2k so I'm a little bummed that im not showing one of my favorite cards any love  income is 26k  total credit lines 18k with balances of  3.8k 

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Not worth the HP, IMHO.

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Do they always do HP for CLI? Everytime I asked an increase, they just tell me you have an offer for $xxxx dollar and I say OK i'll take it. Never get a HP from them for CLI.

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For most it seems that they will HP for CLI unless they decide on their own they're going to give it out.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Is it worth a try to ask them to raise my credit limit to 5,000 ? It's at 1,000 and I have had the card for 2 years I would be using this card a lot more often if it had a higher credit limit on it !  The balance on it is $0.00 pretty much because of that . I have 4 other credit cards with credit lines over 2k so I'm a little bummed that im not showing one of my favorite cards any love  income is 26k  total credit lines 18k with balances of  3.8k 

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Not worth the HP, IMHO.

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Do they always do HP for CLI? Everytime I asked an increase, they just tell me you have an offer for $xxxx dollar and I say OK i'll take it. Never get a HP from them for CLI.

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For most it seems that they will HP for CLI unless they decide on their own they're going to give it out.

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Creditors are weired, you never know when they are going to HP or SP. When I got my phone from AT&T, they HP my report without my consent. I did it in store, the associate didnt tell me anything about a credit pull. They are just weired. HP for get a phone, LOL.