Chase freedom

[Jerry45]

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@noobody wrote:
does not matter much, if you have 5 new accounts in the past 24 month, you WILL be declined for freedom.

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And the CSP also?

[Anonymous]

yes. csp also

[Jerry45]

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@Anonymous wrote:
It's weird, once changed their policy to the no more than 5 accounts rule i stopped getting prequals on their site, almost overnight, it was like it knew and took that into account

For both me and my wife

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Exactly the same for me. In October , one of my 5 accounts will age past 2 years. Will be interesting to see if I get pre qualified once more at that point.

[Jerry45]

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@Anonymous wrote:
yes. csp also

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Thanks.

[Anonymous]

Does 5 accounts mean CC or in total? 

[Anonymous]

any credit accounts based on my impressions

[Anonymous]

I do not believe it is that cut and dry honestly. However if you aren't instantly approved and have to go to manual review you will likely be declined on the excessive new accounts condition if your credit is anything short of outstanding.

[GoldSorata]

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@Anonymous wrote:

I do not believe it is that cut and dry honestly. However if you aren't instantly approved and have to go to manual review you will likely be declined on the excessive new accounts condition if your credit is anything short of outstanding.

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This. I have 6 revolving accounts opened in the last 12 months and I still have prequal offers for both the Freedom and the CSP. In fact, the CSP just showed up more recently as the last major baddies fell off my EQ.

[Anonymous]

I was approved for a Chase Freedom Card in the amount of $4500 on 04-2015 with more than 7 bank card approvals between 10-2014 thur 03-2015 . 2 weeks ago applied

for a Chase IHG and Chase Southwest BINGO !!! both were approved for $$22,000 ea. I did a CL Conversion and and gave my Chase Freedom Card a little CLI $20000 .

[OmarGB9]

^cobranded seem to be easier to get and tend to have much higher SLs. And the 5 accounts in 2 years rule seems to have come around in June.