Chase freedom

[kdm31091]

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@Anonymous wrote:
People will start to shy away from chase for this reason. Amex and Citi will get the business, and hopefully it will backfire in chases face. 😁

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Eh. Most people do not open that many accounts per year, and any lender can decline for too many new accounts. What they feel is too many can vary. But this is not some outlandish, crazy reasoning from Chase....it's simply risk management.

I don't think it will backfire. Nobody outside of the forums really obtains that many new cards anyway, so I doubt most consumers would even notice the policy.

[Anonymous]

Kdm, idk what went through my head. That was the last card I really wanted. So you can bet, I will be staying in the garden. I'm not even upset, probably because I now have Amex and Citi. 😉

[Anonymous]

Kdm, I think I spend way too much time on this forum. I need to step away. 😉

[kdm31091]

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@Anonymous wrote:
Kdm, I think I spend way too much time on this forum. I need to step away. 😉

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I wasn't trying to chase you away! Although if it is over-tempting you, best to take a break and let those accounts age and grow.

[Anonymous]

Bahahaha, nooooo it's not anymore. I got my fill. Truthfully, I don't need anymore cards. I got every card I wanted. I'm pumped!!!! 😜

[Anonymous]

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@Anonymous wrote:
Cap, so you appd and reconned before this ridiculous rule?

It pisses me off, because 5 of them are rebuilder cards. I am going to close.

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Nope, it was after the rule was implemented.

[Anonymous]

One question though, when these new accounts are added, will my scores go up? I've never paid attention before. I have 9200 in new credit.

[Anonymous]

Cap, what did you say to recon? She told me my account didn't qualify for recon because of the new accounts.

[Anonymous]

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@Anonymous wrote:
Cap, what did you say to recon? She told me my account didn't qualify for recon because of the new accounts.

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When she answered I opened with the usual "I just applied, it's under review, do you need additional information, blah, blah." She looked it up, said I'd been declined and asked if I'd like a reconsideration. I was thinking HELL YES, but said yes, please. She asked multiple questions but never even mentioned my new accounts. One of the questions she did ask was why I had closed three accounts. Easy answer since they were junk cards.

[Anonymous]

Hmmmm that's weird, maybe you were denied for another reason. She didn't say what the original denial was for?