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Chase freedom

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Existentialist
Frequent Contributor

Re: Chase freedom


@Anonymous wrote:

I really want to take advantage of the chase freedom $200 bonus before it goes away. My current scores are: 615EQ, 625TU, 684EX. I have 2 collections on my EQ files which is a midland cap 1 (paid) account and AFNI(paid). The midland is set to be removed in Aug/Sept. TU only has 1 neg collections account which is AFNI, and my EX file is clean. I've been banking with chase for 3 years now. I currently have 2 cap 2 cc's(500secured/850qs) and a 900 secured loan. I live in Florida. Do you guys think I have a chance of being approved?


Your banking relationship may very well be the xtra push that gets U in. That said be prepared for a relatively modest SL. U could also apply down the line (since the $200 bonus is a perpetual rotating offer) as was suggested previously. Given that either EX or EQ may be pulled consider this: Are u more interested in getting your foot in the door or receiving a decent starting limit? The answer to that ? should help guide your decision. Good luck.

 

 

Message 11 of 14
Anonymous
Not applicable

Re: Chase freedom


@Existentialist wrote:

@Anonymous wrote:

I really want to take advantage of the chase freedom $200 bonus before it goes away. My current scores are: 615EQ, 625TU, 684EX. I have 2 collections on my EQ files which is a midland cap 1 (paid) account and AFNI(paid). The midland is set to be removed in Aug/Sept. TU only has 1 neg collections account which is AFNI, and my EX file is clean. I've been banking with chase for 3 years now. I currently have 2 cap 2 cc's(500secured/850qs) and a 900 secured loan. I live in Florida. Do you guys think I have a chance of being approved?


Your banking relationship may very well be the xtra push that gets U in. That said be prepared for a relatively modest SL. U could also apply down the line (since the $200 bonus is a perpetual rotating offer) as was suggested previously. Given that either EX or EQ may be pulled consider this: Are u more interested in getting your foot in the door or receiving a decent starting limit? The answer to that ? should help guide your decision. Good luck.

 

 


They were already approved.

Message 12 of 14
OmarGB9
Community Leader
Super Contributor

Re: Chase freedom

Grats on the approval

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 13 of 14
Anonymous
Not applicable

Re: Chase freedom

Chase pulled Transunion and Experian. Lost 7 points on each

Message 14 of 14
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